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California Legal Funding

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    Home » States – Legal Funding » California Legal Funding

    Receiving money from an accident is commonly & mistakenly referred to as a "loan", lawsuit "loan", etc. Consumer legal funding is not a loan since if you lose your case, you don't have to pay it back. For simplicity reasons, we will use the word "loan" within this page.

    If you were injured in an accident caused by another person’s negligence, you might be eligible for fair financial compensation. However, there are several legal battles that you may need to go through before you can recover damages. In addition, you may be under financial pressure while waiting for a settlement.

    You should consider legal funding to cover your medical bills, loss of wages, and more. High Rise Financial offers pre-settlement legal funding in California to personal injury victims and their families throughout the state. Our pre-settlement funding can help you meet your basic needs, such as food, insurance bills, and rent, during this difficult period.

    An experienced California personal injury attorney can help you recover compensation for your injuries. We will guide you through the application process for legal funding so you meet the deadlines and submit a complete application without any mistakes. Call High Rise Financial today to speak with a member of our team.

    In This Article

    What Is California Legal Funding?
    Types of Civil Claims We Fund
    Requirements for Pre-Settlement Funding in California
    California Personal Injury Statute of Limitations
    Fault Laws in California
    Why Should You Use Legal Funding?
    How Much Could You Be Approved For?
    How to Spend Your Pre-Settlement Funding
    Do Lawsuit Loans in California Charge Interest?
    How does Legal Funding Compare to a Lawsuit Loan?
    How Pre-Settlement Legal Funding Works
    Turn to High Rise Financial for Your Settlement Loans in California

    California Legal Funding

    In This Article

    • What Is California Legal Funding?
    • Types of Civil Claims We Fund
    • Requirements for Pre-Settlement Funding in California
    • California Personal Injury Statute of Limitations
    • Fault Laws in California
    • How Much Could You Be Approved for?
    • Why Should You Use Legal Funding?
    • How to Spend Your Pre-Settlement Funding
    • Do Lawsuit Loans in California Charge Interest?
    • Are Lawsuit Loans Taxable in California?
    • How does Legal Funding Compare to a Lawsuit Loan?
    • How Pre-Settlement Legal Funding Works
    • Turn to High Rise Financial for Your Settlement Loans in California

    What Is California Legal Funding?

    Dealing with civil litigation issues is never easy. But when you have suffered debilitating injuries, illnesses, or damages due to someone else’s actions or decisions, you may be able to hold them accountable.

    Filing a civil lawsuit or a claim with their insurance provider is one of the top ways to recover compensation for your suffering. Unfortunately, the claims process can be drawn out, making it difficult to obtain the compensation you deserve. While you are waiting for your attorney to handle the legal details of your case, you may continue to struggle financially.

    Fortunately, legal funding in California is a great way for you to access the funds you need so you can begin to take back control of your life. You can think of pre-settlement funding in California as an advance on your injury settlement or civil payout. By accessing these funds in advance, you can cover your necessary costs, get out of debt, and start over.

    Types of Civil Claims We Fund

    There are endless types of civil lawsuits, personal injury claims, and insurance cases High Rise Financial is prepared to fund. Some of the more common types of cases our loan specialists have approved applications for include:

    Employment Law Violations

    Companies can be held accountable in civil court when they fail to adhere to state and federal labor and employment laws. Some examples of employment law violations could include harassment, retaliation, wrongful termination, demotion, quid pro quo, overtime and wage violations, and more.

    Motor Vehicle Accidents

    Vehicular accidents are some of the most common ways individuals suffer life-threatening injuries. Someone else could be responsible for causing your bus, taxi, truck, car, motorcycle, bicycle, or pedestrian accident if:

    • There was inclement weather.
    • Drivers are not operating their vehicles safely due to impaired, tired, distracted, aggressive, or reckless driving.
    • Those responsible for road safety and maintenance neglect their responsibilities.
    • Auto parts are defective or malfunctioning.
    • Dram shops that oversell or serve alcohol to someone who is already intoxicated.

    Construction Accidents

    The construction industry is known to be one of the most dangerous industries. Construction accidents can take many forms, including:

    • Exposure to toxic chemicals or substances
    • Explosions or fires
    • Building, trench, or ground collapses
    • Bulldozer accidents
    • Crane accidents
    • Forklift accidents
    • Crushings
    • Scaffold accidents
    • Injuries caused by defective machinery
    • Being struck by falling objects
    • Electrocutions
    • Slips and falls
    • Demolition accidents
    • Gas leaks
    • Excavation accidents
    • Repetitive stress injuries
    • Bricklayer accidents
    • Injuries caused by defective construction gear

    Premises Liability Claims

    Premise liability incidents occur on someone else’s property. When you are seriously injured due to a property owner’s negligence, you may be able to recover compensation for your suffering. Some examples of premises liability claims could include:

    • Dog bites and attacks
    • Slips and falls
    • Amusement park accidents
    • Parking lot accidents
    • Swimming pool accidents
    • Trampoline accidents
    • Snow and ice accidents
    • Injuries caused by wet floors
    • Injuries caused by defective conditions on the property
    • Inadequate security
    • Escalator accidents
    • Elevator accidents
    • Stair accidents
    • Ladder accidents
    • Ceiling collapse
    • Retail store accidents
    • Movie theater accidents
    • Garage accidents

    Wrongful Arrest and Police Brutality

    When law enforcement officials engage in misconduct or brutality or wrongfully or unlawfully arrest someone, injury victims may be able to file a civil lawsuit against individual police officers, police stations, and other law enforcement agencies.

    Defective Drugs and Medical Devices

    Suppose you suffered further injury or illness due to defective over-the-counter or prescription medication or drugs or due to a malfunctioning or defective medical device. In that case, you might have grounds for legal action against these products’ designers, distributors, and manufacturers.

    Requirements for Pre-Settlement Funding in California

    Our legal funding allows accident victims with pending personal injury lawsuits to get cash advances before their injury settlement. Pre-settlement legal funding eliminates the need to apply for a lawsuit loan and fall into debt. Instead, you can receive a portion of your settlement without worrying about paying high-interest rates.

    To apply for legal funding in California, you must have a personal injury claim. Also, you must have sustained your injuries from a traffic collision. You are likewise required to be a California resident or have a pending lawsuit in the state.

    Your attorney must also agree to receive third-party funding. If they refuse, we won’t be able to fund your case. However, if they agree to third-party funding, you could receive cash in your account in as little as 24 hours.

    California Personal Injury Statute of Limitations

    According to the California Code of Civil Procedure (CCP) §335.1, an action for personal injury must be filed within two years from the date of the accident. Plaintiffs who file a case after the statute of limitations has expired have little chance of winning their case, even if they have suffered injuries through no fault of their own.

    But when injuries don’t show up right after the crash, it can be a different story. Injuries may take a while to present themselves, including neck, back, and head pain. California has the delayed discovery rule within its statute of limitations law for these instances.

    So, if you are unaware of an injury and suddenly discover it, you will have one year from the day you discover the injury to file the lawsuit.

    Suppose you got into a car accident on June 12th of 2020 but didn’t realize any injuries until a few months later, on August 5th. From the day you discovered your injury, August 5th, you would have had until August 5th of 2021 to file your lawsuit. Your lawyer can discuss this with you and determine if the delayed discovery rule applies to your case.

    When you have questions about legal funding, be sure to discuss the situation with an experienced California personal injury attorney. The team at High Rise Financial is here to answer your questions and ensure that you receive the compensation you deserve.

    Fault Laws in California

    California is an “at-fault” state, which means that the driver who causes the accident is responsible for paying for the other driver’s damages. In addition, California also has a “pure comparative negligence” statute. Under the system, the court allows accident victims to recover compensation for their injuries, even if they are 99% at fault for the incident.

    However, the total compensation you may recover will be reduced by the percentage of fault. For example, to illustrate the statute, if you were in a car accident and your damages equaled $25,000, but you were 30% responsible for it, you would only be able to recover $17,500 as your settlement.

    So, keep in mind that the degree to which you’re potentially at fault in your accident will be considered when you apply for legal funding. High Rise Financial is here to help you recover funding for the legal process after suffering an injury in any type of accident. Call us today to schedule an appointment with a California personal injury lawyer.

    How Much Could You Be Approved for?

    You will need to discuss your damages with your personal injury lawyer to find out how much your California lawsuit loan could be worth. The amount of compensation you are awarded in your civil claim or insurance settlement will be based upon several factors, including:

    • How significantly your life has been affected by your injuries
    • How much insurance coverage the liable party purchased

    You may have the right to be compensated for both economic damages and non-economic damages. Economic damages and non-economic damages collectively are known as compensable damages. These are the types of losses you have the right to recover after suffering an injury or illness due to someone else’s conduct.

    Economic Damages

    Economic damages are an individual’s financial losses, whereas non-economic damages encompass how their lives have been affected by their injuries or the incident they have been through. Some of the more common types of damages awarded in civil cases include:

    • Backpay
    • Loss of income
    • Loss of future earnings such as retirement savings and 401(k) contributions or wage increases
    • Existing and future medical bills, equipment, devices, prescription medications, and other healthcare-related costs
    • Costs of property repairs or replacement
    • Additional insurance coverage costs
    • The physical pain and emotional trauma of your injuries
    • Personal and professional reputational damages
    • The embarrassment associated with disfiguring skin scarring

    These are only a few of the different types of losses you may be able to recover in your civil claim and insurance settlement. Our loan specialists will speak with your attorney to determine how much you are expected to be awarded in your case.

    From there, we can analyze your application to determine how much to authorize in pre-settlement funding. In some cases, High Rise Financial could provide you with up to $1 million in legal funding.

    Why Should You Use Legal Funding?

    Legal funding can help cover your living expenses as you wait for your settlement. In many personal injury cases where a plaintiff has a strong claim, the defendant will try to drag out the settlement process. This can force the plaintiff to settle for less than they deserve simply due to the financial pressures they can face as they wait for money from the settlement.

    With pre-settlement legal funding, you can get cash for your settlement without waiting. Legal funding can help you pay for any expenses you might have after your accident, such as groceries or personal expenses. With pre-settlement legal funding, you can better resist pressure tactics from the defense to fight for the full value of your settlement.

    With our risk-free settlement loans, you can get the legal funding you need without applying for a traditional lawsuit loan in California. Unlike other loans, you won’t need to repay the pre-settlement funding if you lose your lawsuit.

    How to Spend Your Pre-Settlement Funding

    Once you receive your pre-settlement funding, it’s yours to spend however you see fit. There are no restrictions on how you may use it. You can use our pre-settlement funding to do any of the following and more:

    • Pay bills, rent, and debts
    • Settle monthly expenses and utilities
    • Buy food and groceries
    • Pay for healthcare
    • Make car payments

    Do Lawsuit Loans in California Charge Interest?

    Unlike traditional lawsuit loans, we do not charge interest of any kind on pre-settlement funds. Instead, we charge a one-time, flat-rate fee that does not change over time. When you file your paperwork with your lawyer, you’ll be able to see the fee amount up-front, so you won’t be surprised if you have to repay after you win your lawsuit.

    Interest rates are why people often tend to shy away from getting a personal loan or a traditional lawsuit loan. But with California legal funding, you don’t have to worry about compounded interest piling up year by year. We take pride in being able to offer a settlement advance to help people stay afloat without overwhelming them financially.

    Are Lawsuit Loans Taxable in California?

    Your pre-settlement funds are not taxable if you use them for the above-mentioned items. Your legal funding money isn’t taxed because it’s an estimated advance on your settlement if you win your case. Since the money isn’t considered a form of income or wages, it’s non-taxable.

    However, if you choose to use your legal funding to make investments, you will, according to the California Capital Gains tax law. Remember that California law does not have different tax rates for short-term and long-term capital gains, so they are taxed similarly.

    Making cash investments with your pre-settlement funds is an option, but you will be subject to paying taxes when your financial situation is less than optimal.

    How does Legal Funding Compare to a Lawsuit Loan?

    Legal funding offers many advantages over a traditional lawsuit loan and has a few downsides. A conventional lawsuit loan is a type of personal loan and has all the drawbacks of one, including the following:

    • A required credit check
    • The application can be long
    • Getting the money can take time
    • The loan will show up on your credit report
    • Your assets will need to be verified
    • You’ll have to repay the loan with interest even if you lose your case

    On the other hand, legal funding offers several advantages over a traditional loan:

    • No credit check is necessary
    • Applying is easy and takes just a few minutes
    • You can have money in your account within 24 hours
    • Your legal funding won’t show up on a credit report
    • There’s no need to verify your assets
    • You won’t have to repay anything if you lose your case

    The IRS classifies a lawsuit loan as a recourse debt, meaning your assets could be at stake when it comes time for repayment. On the other hand, legal funding is considered a form of non-recourse debt, meaning you have no obligation to repay it. Your settlement will be used as collateral for the legal funding, which means you don’t have to repay your case if you lose it.

    How Pre-Settlement Legal Funding Works

    Through our legal funding in California, you can get a cash advance in four easy steps:

    • Notify us about your interest in getting a settlement loan
    • Our settlement loan experts will discuss your case with your attorney
    • You and your attorney will sign an agreement
    • Receive your cash advance once we approve your application for a pre-settlement loan

    Applying for a pre-settlement loan is a quick and stress-free process. There are no credit or income checks and no obligation to repay if you lose your case. Read our frequently asked questions to learn more about legal funding.

    Turn to High Rise Financial for Your Settlement Loans in California

    If you or a loved one is searching for settlement funding in California, contact High Rise Financial to schedule a consultation. We can offer you risk-free legal or pre-settlement funding for your injury claims without applying for traditional lawsuit loans.

    Our trusted lawsuit funding experts will be available to speak with you and help you understand your pre-settlement legal funding options. In addition, we will work together with your legal counsel to determine your prospects of winning the injury lawsuit and how much compensation you’re likely to receive. You have nothing to lose and everything to gain by applying now. 

    We serve the following cities in California and more:

    • Antioch 
    • Anaheim
    • Bakersfield
    • Berkeley 
    • Burbank
    • Camarillo
    • Carlsbad
    • Carmel by the Sea 
    • Chico
    • Chula-Vista
    • Clovis
    • Concord
    • Corona
    • Costa Mesa
    • Daly City
    • Downey
    • El Cajon
    • El Monte
    • Elk Grove
    • Escondido
    • Fairfield
    • Fontana
    • Fremont
    • Fresno
    • Fullerton
    • Garden Grove
    • Glendale
    • Hayward
    • Hollywood
    • Inglewood
    • Irvine
    • Jurupa Valley
    • Kentfield
    • Lakewood
    • Long Beach
    • Los Angeles
    • Modesto
    • Moreno Valley
    • Murrieta
    • Norwalk
    • Oakland
    • Oceanside
    • Ontario
    • Orange
    • Orange County
    • Oxnard
    • Palmdale
    • Pasadena
    • Pomona
    • Rancho Cucamonga
    • Rialto
    • Riverside
    • Roseville
    • Sacramento
    • Salinas
    • San Bernardino
    • San Diego
    • San Francisco
    • San Jose
    • San Mateo
    • Santa Ana
    • Santa Clara
    • Santa Clarita
    • Santa Maria
    • Santa Monica
    • Santa Rosa
    • Simi Valley
    • Stockton
    • Sunnyvale
    • Temecula
    • Thousand Oaks
    • Torrance
    • Vacaville
    • Vallejo
    • Ventura
    • Victorville
    • Visalia
    • Vista
    • West Covina
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    Benefits of Legal Funding

    Frequently Asked Questions

    Can You Apply For Pre-Settlement Legal Funding More Than Once?

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    Why Choose Us?

    We understand your situation and we're ready to help you get the cash you need to pay your bills.

    • Simple & Easy ProcessNo Credit Check. No review of your Financial Situation. No Job Required. No Monthly Payments.

    • Not a Loan. No Risk.Legal funding is not a loan or cash advance. That means if you don’t win your case, you don’t pay us back.

    • Fast Approval & FundingOur average turnaround time to approve an application is typically within one hour and upon approval, you can receive funding within 24 hours!

    • Completely TransparentOur pricing and contract are extremely transparent. No compound interest or hidden fees.

    Additional States

    • Alabama Pre-Settlement Funding
    • Iowa Pre-Settlement Funding
    • Louisiana Pre-Settlement Funding
    • New Jersey Pre-Settlement Funding
    • Florida Pre-Settlement Funding
    • New York Pre-Settlement Funding
    • Ohio Pre-Settlement Funding
    • Michigan Pre-Settlement Funding
    • Georgia Pre-Settlement Funding
    • Texas Pre-Settlement Funding

    Cities We Serve

    • Los Angeles Pre-Settlement Funding
    • Orange County Pre-Settlement Funding
    • San Francisco Pre-Settlement Funding
    • Sacramento Pre-Settlement Funding
    • Long Beach Pre-Settlement Funding
    • Fresno Pre-Settlement Funding
    • Glendale Pre-Settlement Funding
    • Chula Vista Pre-Settlement Funding
    • Fremont Pre-Settlement Funding
    • Ontario Pre-Settlement Funding
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    • Better Business Bureau West Los Angeles
    • Consumer Attorneys Association of Los Angeles Affiliate Member
    • Orange County Trial Lawyers Association Affiliate Member
    • THE ALLIANCE FOR RESPONSIBLE CONSUMER LEGAL FUNDING
    • Consumer Attorneys Of California

    Types of Funding

    • Cases We Fund
    • Pre Settlement Funding
    • Lawsuit Loans
    • Personal Injury Loans
    • Labor Law Loans
    • Auto Accident Loans
    • Defective Drugs Loans
    • Defective Medical Devices Loans
    • Product Liability Loans
    • Workplace Injury

    About Us

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    11110 Ohio Ave., Suite #207, Los Angeles, CA 90025

    High Rise Financial LLC offers legal funding to victims currently involved in an accident lawsuit who need cash before their settlement.
    Please note that legal funding, or lawsuit funding, is not a lawsuit loan or a cash advance for a lawsuit as there is no risk.

    • Cases We Fund
      • Personal Injury
        • Assault
        • Burn Injury
        • Construction Accidents
        • Dog Bite & Attack
        • Medical Malpractice
        • Nursing Home Negligence
        • Sexual Assault and Abuse
        • Slip and Fall
        • Spinal Cord Injury
        • Wrongful Death
      • Labor Law Loans
        • FELA
        • Jones Act
      • Car Accidents
        • Bicycle Accidents
        • Bus Accidents
        • Motorcycle Accidents
        • Pedestrian Accidents
        • Truck Accidents
      • Defective Drugs Loans
        • Prilosec
        • Roundup
        • Xarelto
        • Zantac
      • Defective Medical Devices
        • Essure
        • Hernia Mesh
        • Hip Implant
        • IVC Filter
        • Mirena IUD
        • Transvaginal Mesh
      • Employment Law
        • Wrongful Termination
      • Police Brutality
      • Product Liability
      • Workplace Injury
      • Wrongful Arrests
    • About Us
      • About Us
      • Testimonials
      • For Attorneys
      • Frequently Asked Questions
      • Financial Education PSA Scholarship
      • Lawsuit Loans
      • Legal Terms Directory
      • Types of Legal Funding
      • Pre-Settlement Funding Rates
    • Contact
    • States – Legal Funding
      • California Legal Funding
      • Florida Legal Funding
      • New York Legal Funding
      • Ohio Legal Funding
      • Michigan Legal Funding
      • Texas Legal Funding
      • Georgia Legal Funding
      • Pennsylvania Legal Funding
      • View All States
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