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Getting injured in an accident is painful to the body and mind. The injuries you have received from the accident can leave you with accumulated medical expenses and financial issues. If you are struggling to make ends meet while pursuing your personal injury lawsuit, High Rise Financial is here to help.
We fund many types of cases and offer affordable pre-settlement loans or lawsuit funding to injury victims and their families in Ohio. We aim to help you maintain financial stability without applying for lawsuit loans in Ohio during such a difficult period. Therefore, we offer lawsuit loan alternatives that are risk-free and non-recourse.
- More About Pre-Settlement Funding in Ohio
- Types of Ohio Lawsuits Funded
- Statute of Limitations for Ohio Injury and Civil Claims
- Applying for Lawsuit Loan Alternatives in Ohio
- The Benefits of Ohio Settlement Loans
- Paying Back Your Pre-Settlement Loan
- Having a Lawyer Is a Requirement
- You Do Not Need to Have a Good Credit Score
- How Much Your Ohio Lawsuit Is Worth
- Factors Impacting the Amount of Legal Funding Available
- We Provide Pre-Settlement Legal Funds Across Ohio
- Apply for Your Settlement Loans in Ohio Today
More About Pre-Settlement Funding in Ohio
Pre-settlement loans are lawsuit alternatives that give you the money you need to meet your basic needs while pursuing your injury claims or waiting for the lawsuit settlement. Our pre-settlement loans in Ohio differ from traditional loans because:
- The settlement loan is based on your injury claims, not your credit score.
- The payback process of the lawsuit funding is unique. You will only pay back if you win your lawsuit.
Our legal funding ensures that you get the cash advance you need to:
- Pay bills, such as rent
- Cover medical expenses
- Buy groceries
- Settle other monthly payments
You will only have to repay our pre-settlement funding upon winning your lawsuit. You do not have to pay us back if you lose your case. This is because we only offer non-recourse funding!
Types of Ohio Lawsuits Funded
There are various types of civil cases and personal injury claims High Rise Financial may be able to find in Ohio. Some of the more common issues we offer legal funding for include:
- Premises liability accident
- Employment law cases
- Whistleblower lawsuits
- Defective product claims
- Vehicular accidents
- Medical malpractice
Premises Liability Accidents
Premises liability incidents happen on a property owner’s premises. Generally, property owners will have engaged in some negligent conduct that causes the victim’s injuries.
For example, suppose you were attacked in your apartment building, and your apartment owner failed to repair the security system before your injuries. In that case, you may have grounds for a claim against the apartment owner. Other examples of premises liability accidents include:
- Hotel accidents
- Swimming pool accidents
- Parking lot accidents
- Trampoline accidents
- Dog bites
- Elevator and escalator accidents
- Injuries caused by wet floors
- Snow and ice accidents
- Ladder and stair accidents
Employment Law Cases
Anytime an employer is accused of violating local, state, or federal labor laws, they may be ordered to compensate the employee for their damages.
Some examples of employment law violations could include missing classifying an employee as an independent contractor, harassment, demotion, termination, creating a hostile work environment, quid pro quo, wage disputes, and more.
Any time an employee or other individual knows that an individual or company is engaging in fraud or misconduct. They report their findings internally or to a government organization such as the U.S. Securities and Exchange Commission (SEC). Whistleblowers may be entitled to compensation or have the right to file a lawsuit against those who retaliate against them for blowing the whistle.
Defective Product Claims
You might be surprised at how often products are defective or malfunctioning. When a product causes significant injury or illness when used as intended, the manufacturer, distributor, designer, and anyone else involved in distributing the defective product could be held accountable for the victim’s injuries.
You may be able to enter a class action lawsuit or pursue a personal injury claim for a defective product or medical device, depending on the specific circumstances of your case.
Vehicular Accidents in Ohio
Motor vehicle accidents across Ohio are among the most common causes of injuries. Suppose you have been involved in any of the following types of motor vehicle accidents. In that case, you may have the rain to receive compensation and the opportunity to obtain legal funding in advance:
- Car accidents
- Truck accidents
- Bicycle accidents
- Pedestrian accidents
- Motorcycle accidents
- Bus accidents
- Taxi accidents
- Boating accidents
Medical malpractice is far more common than you might think. When you or someone you love suffers injuries or death due to their healthcare provider’s negligence or medical mistakes, you may have the right to financial compensation for your injuries and losses.
Some of the most common types of medical malpractice cases we fund include:
- Surgical mistakes
- Anesthesia errors
- Failure to treat
- Failure to diagnose
- Birth injuries
- Maternal birth injuries
- Pharmaceutical errors
- Medication mistakes
You may have the opportunity to file a claim against your physician, surgeon, nurses, or even the hospital where you received medical treatment and care. Although medical malpractice cases can take far longer to resolve than most personal injury claims, by accessing pre-settlement legal funding through High Rise Financial, you can get the monetary support you need when you need it most.
Statute of Limitations for Ohio Injury and Civil Claims
According to Ohio Revised Code §2305.10, the statute of limitations for personal injury claims in Ohio is just two years. It is essential to file your civil claim in time or risk being barred from hearing your case within the civil court system.
The sooner you get an attorney working on your case, the more likely you will be able to access the time-sensitive evidence you need to prove fault in your case.
Applying for Lawsuit Loan Alternatives in Ohio
Applying for settlement funding or lawsuit loans alternatives in Ohio involves the following steps:
- You contact us: Contact our experienced experts to discuss your claims and provide the necessary information.
- We contact your attorney: Our trusted team will get your attorney to discuss your chances of winning your case and your possible injury settlement.
- We make a decision: We will review all the details and decide. If approved for the pre-settlement funding, you will receive the cash advance within 24 hours.
The Benefits of Ohio Settlement Loans
Here are some benefits of our lawsuit loan alternatives:
- The pre-settlement funding is risk-free and gives peace of mind.
- The settlement loan provides the primary financial means you need to meet basic expenses and pay essential bills.
- Having cash advance through our lawsuit loan alternatives gives you enough time to engage in settlement negotiations with the insurer. With this, you can get better compensation.
- Getting our pre-settlement funding eliminates the need to apply for lawsuit loans in Ohio.
Paying Back Your Pre-Settlement Loan
You only pay us back if you win compensation in your case and your lawyer handles the details. When they receive your settlement check, they will pay us back and take out their fee before giving you the rest.
We structure our loans to give you the best possible chance of receiving a big payout after you win your case.
We do not want to leave you with nothing after you have worked so hard to win the case. That’s why we only offer partial advances and simple interest loans.
This also means that you do not have to worry about us calling your phone, docking your credit, or garnishing your wages because of payment issues. You have got enough to worry about with your accident.
Having a Lawyer Is a Requirement
Retaining a lawyer shows that a legal expert believes you have a case. They can give us vital information to make a lending decision. Third, hiring a lawyer shows you are serious about pursuing compensation.
Many insurance companies will immediately raise their settlement offers once they know you have a lawyer. Why is this? It is because your lawyer can take them to trial, which could make them lose far more than they want.
Unfortunately, our settlement loan company cannot lend to any case without a lawyer. However, most personal injury lawyers work on contingency and offer free consultations. You should not pay anything out of pocket unless you win your case.
You Do Not Need to Have a Good Credit Score
If you have concerns that poor credit scores will impact your ability to be approved for legal funding in Ohio, you will be pleasantly surprised. High Rise Financial lawsuit loans are never contingent on having a high credit score. Your credit report is irrelevant when it comes to our eligibility requirements.
It is not uncommon for people dealing with injuries and damages due to someone else’s negligence to find their credit suffering. You might have late payments reported by creditors, have certain accounts sent to collections when you could not make payments, and have other accounts closed due to failure to pay.
This could have a devastating impact on your credit report and score for the foreseeable future. Certain collection activities will remain on your credit score for at least seven years. For this reason, our team never considers a person’s credit score when determining whether their application for legal funding should be approved.
How Much Your Ohio Lawsuit Is Worth
In learning about pre-settlement funding, you might wonder how much you could expect to be authorized. However, it would be best first to consider how much you are expected to be awarded in your Ohio civil lawsuit to find out.
Generally, with civil claims, you have the right to be compensated for all the ways you have been affected by your damages. This does not only include your monetary losses but your non-economic damages as well. Some examples of financial losses that may be eligible for recovery in a civil lawsuit include:
- Lost wages and reduced earning capacity
- Past, current, and future medical expenses
- Costs of increased health and auto insurance premiums
- Costs of vehicle repairs and other property damages
You also have the right to recover non-economic damages which do not have a monetary value. Examples of non-economic damages that may be available in your Ohio civil or injury claim include:
- Pain and suffering
- Mental anguish
- Loss of consortium
- Loss of enjoyment of life
- Damage to your reputation
- Disfigurement and skin scarring
You may also be awarded punitive damages as part of your personal injury or civil claim. Punitive damages are not awarded in every case.
In fact, they are generally only awarded in instances where the defendant’s conduct is considered grossly negligent, egregious, reprehensible, abhorrent, or intentionally harmful. The court system might find it appropriate to award punitive damages to punish the defendant for their actions and deter similar instances from occurring in the future. However, since punitive damages are not awarded often, you should not plan on this award being included as part of your settlement.
Factors Impacting the Amount of Legal Funding Available
Generally, our loan specialists at High Rise Financial will need to consider how much you are expected to be awarded in your civil case before determining how much we can authorize in legal funding.
Our team may also consider how long it will take before your anticipated settlement comes in. Sometimes, our loan specialists have granted up to $1 million in pre-settlement funding. However, a legal budget this high is rare.
Instead, you can reasonably expect to receive approximately 20% of however much you are expected to recover in your civil or injury claim. This may make it possible for you to support yourself and your family while you wait for your settlement funds.
We Provide Pre-Settlement Legal Funds Across Ohio
We offer services to the following OH cities and more:
Apply for Your Settlement Loans in Ohio Today
At High Rise Financial, we are always available to help you with affordable legal funding in Ohio when you need us. Call us today to learn more about our lawsuit loan alternatives or apply online. Our trusted experts will be available to discuss your legal funding options.