Personal Injury Slip and Fall Loans

More than eight million people go to the emergency room each year due to slip and fall injuries, according to the National Floor Safety Institute (NFSI). This leads to many slip-and-fall injury victims filing lawsuits daily without guaranteeing prompt compensation.

Unfortunately, waiting for a claim to settle can take time and effort. While waiting for your settlement, you can still cover all your financial obligations with a personal injury slip and fall loan. High Rise Financial provides slip-and-fall injury victims a way to get cash fast without putting themselves at significant risk.

What Is a Slip and Fall Personal Injury Claim?

When someone suffers a slip and fall injury on someone else’s property, the property owner may be liable for the victim’s damages. Suppose the property owner fails to uphold their duty of care in keeping their premises safe for their invited guests and patrons at all times. In that case, they could be ordered to compensate injury victims accordingly.

Generally, slip and fall personal injury victims can recover compensation by filing a claim with a property owner’s insurance company. In many cases, property owners are represented by homeowner’s insurance, renter’s insurance, general liability insurance, business insurance, or other insurance policy.

However, if the slip and fall injury victim’s insurance settlement is not enough to cover their damages in full, or if the liable party does not have insurance in place, filing a lawsuit against them may be the best way for injury victims to recover compensation for their suffering.

Common Causes of Slip and Fall Injuries

Slip and fall accidents can occur in a variety of scenarios. However, some causes of slip and fall injuries are seen far more frequently in lawsuit loan applications than others. Some of the more common causes of slip and fall injuries include:

• Ladder and stair accidents
• Escalator and elevator accidents
• Wet floor accidents
• Snow and ice accidents
• Negligence security
• Improper maintenance
• Debris in the walkway
• Broken pavement
• Unsecure flooring or carpeting
• Parking lot potholes

If you were involved in another type of accident that caused slip and fall injuries, you could still be entitled to financial compensation. To find out how to access the benefits and compensation that are rightfully yours before your slip and fall claim has been officially resolved, be sure to contact your slip and fall injury lawyer or our loan specialists to discuss the circumstances of your case in greater detail.

How Much Could Your Slip and Fall Personal Injury Claim Be Worth?

Your slip and fall personal injury claim value will determine how much our loan specialists can approve your pre-settlement funding for. To determine how much your case is worth, your lawyer will carefully evaluate your damages to calculate the value of your claim.

Some of the more common types of losses you could recoup as part of personal injury insurance or civil claim include:

• Pain and suffering
• Lost wages
• Loss of potential future earnings
• Medical expenses (both current and future)
• Loss of household services
• Emotional distress
• Diminished quality of life
• Loss of companionship and love
• Reputational damages
• Inconvenience

Liability for Your Slip and Fall Damages

Filing a claim against a liable party or with their insurance company are two of the primary ways you can recover compensation for your slip and fall damages. However, you may be interested in determining who is responsible for your injuries. The answer may only sometimes be clear.

However, in most slip-and-fall claims, the property owner is responsible. This is because property owners have a duty to ensure their property is safe for invited guests and patrons.

This means trespassers or those committing criminal offenses may not be protected. However, if equipment defects or another party’s negligent actions contributed to your slip and fall injuries, additional parties could share the blame. Only a thorough review of the details of your case will help uncover the truth.

How to Recover Maximum Compensation After a Slip and Fall Accident

If you hope to recover compensation for your damages after a slip and fall accident, there are two primary ways you can do so. The first is by filing a claim with the insurance company.

Most slip-and-fall accident claims involve insurance companies since property owners have insurance coverage protecting them. They might have homeowners insurance, renters insurance, general liability insurance, or any other insurance coverage.

However, insurance settlements are only designed to cover specific losses, such as medical bills, property damages, or lost wages. Any other losses cannot be recovered through an insurance claim. When this happens, and you have a variety of other injuries, or the liable party does not have insurance coverage to meet your needs, you should be prepared to move forward with a slip-and-fall civil claim.

Here, you will bring your case to trial, where a judge and jury will determine whether your lawyer has presented sufficient evidence to prove the defendant is liable for causing your injuries and damages. Between filing a claim with the insurance company and bringing your case to court, you have a strong chance of recovering your damages in full.

Shared Fault Laws Could Impact Your Compensation

Sharing liability for your slip and fall injuries could impact the compensation you could be awarded in your personal injury claim and lawsuit loans. Depending on your state, you may be barred from recovery and compensation in a civil suit if you share liability for your damages.

However, that does not mean you could not be entitled to compensation through an insurance settlement. In many states, sharing liability will not prohibit you from recovering compensation for your damages. Instead, your injury settlement will be reduced to account for your portion of the fault.

However, suppose you do share liability for your injuries. In that case, your attorney and our loan specialists will determine how your injury settlement will be affected and how much we can provide you in legal funding based on the facts of your case.

Slip and Fall Injury Lawsuits Can Take a Long Time to Settle

Your lawsuit may take more time than you think to conclude. Consider the timeline of the average slip and fall injury lawsuit. You have to:

• Get medical treatment and complete it as much as you can
• Consult with a lawyer about your case – learn more about what cases qualify for pre-settlement funding
• Gather evidence, police reports, medical records, etc
• Fill out the paperwork correctly and in accordance with any deadlines
• Negotiate with the insurance company or go to trial to resolve your lawsuit

This can take many months to complete, even before you begin negotiations. It could take even longer if you have to resolve your lawsuit in court. Hundreds of cases often bog courts down daily, and there is no telling when yours will get heard and how long it can take to settle successfully.

What Is a Lawsuit Loan?

A lawsuit lawn is commonly referred to as a loan, but it does not work like traditional loans. With conventional loans, you must apply for access to funding based on your credit approval and ability to repay the loan through your income.

However, lawsuit loans are different. Instead, we base your approval on the likelihood that your personal injury, civil litigation, or insurance case will produce a financial recovery. Only when your attorney wins your case will you be expected to repay your lawsuit loan.

If your injury settlement falls through, you will not be required to pay back your legal funding. After everything you have been through, applying for a lawsuit loan should be without risk.

What Do I Need to Get a Lawsuit Loan?

You only need two things to get a personal injury slip-and-fall lawsuit loan, which neither involves your financial situation nor credit score. You only need a case and a retained lawyer working on it.

Your lawyer will give us the information to make a lending decision. If you have a strong case, we will offer you a loan fast. Sometimes you can get the money in as little as 24 hours!

Not all cases qualify, but because we do not perform a credit check, there is no risk to your credit for a failed application. It truly is risk-free for you to apply for a lawsuit loan.

Use Legal Funding for Virtually Anything

You can use legal funding for any expense you have. We want to give you the freedom to choose how to allocate your cash. You can use legal financing to pay off the following:

• Rent or mortgage payments
• Property damages
• Medical expenses
• Groceries, utilities, and other living expenses
• Assisted living services
• School or tuition fees

Any expenses you have, you can pay them off on time with litigation financing for a slip and fall injury lawsuit. Your lawyer will have more time to pursue your case by reducing your financial worries now.

Legal Funding Can Prevent Insurance Company Harassment

Insurance companies are not on your side. They are businesses with agendas that protect their interests. They often delay negotiations or drag out how long it takes to settle to increase the economic stress you’re under after your accident. They know that the longer they take, the more likely you are to settle on their terms.

You can stop the insurance companies from exploiting your financial situation and harassing you. Legal funding stops that tactic by giving you the money you need to outlast their strategy. You can afford to wait long because you have the funds. Legal funding doubles as a shield to increase your bargaining power for the best settlement possible.

The Benefits of Our Legal Funding for Slip and Fall Lawsuits

You gain many advantages by obtaining legal funding for a slip and fall injury lawsuit over a traditional loan. Some of them include the following:

A Risk-Free Way of Getting Funds Fast

You can receive an approval notification within 24 hours of submitting your application. If approved, you will receive the money you requested shortly after. We don’t charge any interest rates or require any monthly payments.

Legal funding is risk-free because it is non-recourse. In other words, you are not obligated to pay us back if you lose your lawsuit. We don’t want to be another source of financial strain, so if you don’t win compensation, you owe us nothing.

Confidentiality

We understand that you may have concerns about your privacy. You can trust our team always to keep your information confidential. We will never reveal your personal information or details about your lawsuit to anyone.

Our entire team signs non-disclosure agreements. Whenever we transmit sensitive information, we always do so securely to ensure nothing gets compromised. Rest assured. We will never do anything to jeopardize your privacy.

Applying for Legal Funding Multiple Times

If your first round of slip and fall injury legal funding wasn’t enough, you can apply multiple times and get more money so long as you qualify. Even if you got legal funding from a different company, we could still help you get additional cash should you need it.

Financial matters are always unpredictable. Sometimes, you need more than the first amount of funding you get. Litigation financing is flexible and designed to empower you after a slip or fall injury. You never have to hesitate to get additional risk-free funds.

Paying Back Your Loan

Paying back the loan could not be simpler. Since our only form of repayment can come from your settlement, your lawyer will handle the job for you! They will pay us back once they have the settlement in escrow, take out their fees, and then forward the rest to you.

This means you do not have to worry about a default on your loan, even if your financial situation worsens before your case is done, even if you get multiple loans.

Get Approved Today for Free

When you get legal funding, you get a virtually risk-free source of money to pay off your expenses and prevent debt from accruing. Get approved for legal funding for your slip and fall injury lawsuit with High Rise Financial today.

Our application is free, and there is no obligation when you reach out to one of our financial experts. You can apply online with our easy contact form to get started.