Georgia Legal Funding

Accident victims in Georgia usually find it challenging to pay basic expenses and medical bills while recovering from their injuries. Suppose you were injured in a Georgia accident and need pre-settlement funding to maintain financial stability. In that case, High Rise Financial offers you pre-settlement funding and other risk-free legal funding. 

Our pre-settlement loans can be used for monthly expenses and other essential needs, including:

• Food
• Healthcare
• Rent

This risk-free funding is available for many case types and ensures that you have sufficient legal funding without any need to apply for it. Let the experts at High Rise Financial help you secure the loan that fits your needs and protects your finances as you recover from an accident.

When to Request Legal Funding in Georgia

Many instances in which applying for pre-settlement funds could be in your best interests. Accidents, events, and incidents frequently happen in the state of Georgia. Legal funding in Georgia from High Rise Financial can ensure that your finances do not take a major hit after suffering an injury in any type of accident.

When you are dealing with a civil matter or insurance claim and are awaiting compensation, applying for a lawsuit loan in Georgia could be the perfect solution to your financial struggles. Some of the more common types of legal matters our borrowers have experienced include the following:

• Employment law, labor law, whistleblower, and Qui Tam lawsuits
• On the job, work-related, construction accidents, factory accidents, and other work injury lawsuits
• Personal injury, car accident, motorcycle accident, truck accident, slip-and-fall accident, and defective product claims
• Birth injury, nursing home abuse, and medical malpractice lawsuits

No matter what type of legal matter you are dealing with, you should not be stuck in limbo, struggling financially if you are waiting for settlement funds to come in. You can secure your money in advance when you contact High Rise Financial for a Georgia lawsuit loan.

What Could Your Civil Claim Be Worth?

Accessing a portion of your settlement funds early could make all the difference in your life and your family’s life. But before we can approve your application, we need to find out how much your civil claim is worth. Lawsuit funding in Atlanta, GA, is a great way to provide for your family while you recover from an injury that was no fault of your own.

The amount you anticipate recovering in your insurance and civil claims will help us determine how much we should approve your lawsuit loan. Here are some of the different losses you could recover in your civil claim:

Medical Expenses

Medical expenses are one of the most expensive losses of any type of civil claim. With the cost of healthcare in the United States being so high, it is easy for even a seemingly minor injury to produce tens of thousands of dollars in medical expenses.

The liable party should be expected to cover your medical expenses in full. Some of the different types of medical expenses you could recover in your claim include the following:

• Mental health counseling fees
• Transportation costs
• Ambulance bills
• Co-pays
• Prescription medication fees
• Hospital bills
• Costs of physical or occupational therapy
• Medical equipment for years, such as prosthetics, hospital beds, shower rails, wheelchairs, and more

Income-Related Losses

When you have suffered debilitating injuries, you may be temporarily or permanently unable to earn a living. You have the right to recover your lost wages in the fall. However, you also should be compensated for your diminished potential earnings.

Not only are you missing out on the potential for salary increases, but holiday bonuses, performance awards, and even employer contributions to your employee retirement savings accounts should all be considered.

Emotional Damages

Monetary damages aside, you have been through a lot emotionally and physically. Fortunately, you have the right to recover non-economic damages in full.

This includes not only your physical pain and suffering but the psychological trauma you have experienced, your loss of guidance, support, love, protection, and companionship, any disfigurement or skin scarring you experienced, and other non-financial losses.

Personal Property Losses

Your personal property losses should be taken into account when calculating the value of your claim. Some examples of property damages you can be reimbursed for include:

• Vehicle repair costs
• Replacing or repairing damaged electronics
• Diminished vehicle value
• Loss of personal items of sentimental value

What Are the Differences Between a Pre-Settlement Loan and a Traditional Loan?

Here are some of the differences between our pre-settlement loans and other traditional loans:

• Unlike traditional loans, our pre-settlement loans in Georgia are non-recourse. This means you will not have to pay back the pre-settlement funding if you lose your case.
• Traditional loans require income verification or a credit check, while our pre-settlement funding in Georgia does not require such. Rather, your application for lawsuit funding will be approved based on the overall strength of your lawsuit.

When you have questions about Georgia legal funding after an accident, be sure to speak with the trusted team of lenders at High Rise Financial about your situation.

You should not have to pay for medical bills, repairs, and other expenses out of your own pocket when the injury was caused by someone else’s negligence. A pre-settlement loan removes a lot of stress and worries from your life.

Georgia Laws for Lawsuit Funding and Personal Injury Claims

Here are some Georgia laws and regulations about pre-settlement funding:

• Your case must be free from liens from another lender.
• You cannot apply for legal funding after receiving a settlement loan from another lender.

Modified Comparative Fault

Georgia uses the modified comparative fault rule. Under the principle, a plaintiff will be barred from compensation if they are more than 50% responsible for their injury. However, your fault percentage will reduce the total damages that may be recovered.

For example, suppose you were involved in a motorcycle accident but were not wearing a motorcycle helmet at the time of the collision. The judge might find you 15% liable for your injuries in that case. If the jury awarded you $500,000 for your damages, your award would be reduced by 15%, leaving you with an injury settlement of $425,000.

Our loan specialists can help you understand how modified comparative negligence could have an impact on not only your settlement payout but your lawsuit loan funds as well.

Statute of Limitations for Personal Injury Claims

Georgia’s statute of limitations gives accident victims two years from the date of the accident to file a personal injury lawsuit. That gives you time to secure the pre-settlement loans in Atlanta or elsewhere in Georgia that you may need to achieve the justice you deserve.

GA Fault Insurance Laws

In the state of Georgia, when you are involved in an accident, if someone else is responsible, they are obligated to compensate you for your damages. If you were involved in a car accident, for example, if the driver that hit you were at fault, they would be expected to cover your losses. Instead of immediately filing a civil lawsuit against them, you might file a claim against their personal auto insurance policy.

All motorists are obligated to carry minimum types of coverage, including:

• $25,000 per person for bodily injury liability protection
• $50,000 per accident for bodily injury liability protection
• $25,000 per accident for property damage liability protection

These are the bare minimum amount of coverages required by law. However, if the liable party only has $50,000 for bodily injury liability coverage, the most you could expect the insurance company to pay you is $50,000 for your medical bills.

That may seem like more than enough money to cover these costs, but medical care and treatment are some of the most costly damages you will experience. It is very possible that your medical treatment, both now and in the future, will exceed this amount. Often, the best way to ensure you receive fair compensation is by pursuing claims with the insurance company and filing a lawsuit against those responsible.

Georgia Legal Funding Qualifying Requirements

If you hope to get approved for pre-settlement legal funding and Georgia, you must meet specific requirements. High Rise Financial lawsuit loan eligibility is only available for individuals who are at least 18 years of age.

Additionally, you must have an attorney working on your case. Our loan specialists need to connect with your lawyer to determine how long it will be before your case is settled and how much compensation we should authorize in your case. If your application is approved, you can expect your cash advance to be in your bank account within 24 hours.

How to Apply for Settlement Loans

Applying for legal funding in Georgia is fast and easy. To apply for a settlement loan, you need to:

• Fill out your application form.
• Provide relevant details such as your name and phone number.
• Provide your case information and contact details for your lawyer.

Our pre-settlement funding experts at High Rise Financial will get in touch with your attorney, review the strength of your case, and determine your eligibility for a pre-settlement loan. Learn more about how cash advances work. Once your application is approved, you can expect your cash advance a few hours after.

Do You Need Good Credit for GA Legal Funding?

One of the top reasons more individuals and businesses do not seek legal funding is that they are concerned that their credit may not be good enough for approval. However, lawsuit loans are not like the traditional ones you may have sought out.

Your credit score is irrelevant to us. We understand that your credit may be less than perfect after everything you have been through. However, this is not the time to worry over past mistakes. We are helping you prepare for your financial future. Your credit score can always improve.

Instead of considering your credit score or ability to earn a living, we merely need to see that you have a pending settlement and are represented by an attorney. Creditworthiness will never play a part in our loan specialists’ decision to approve or deny your application for a lawsuit loan in Georgia.

How to Pay Back Your Georgia Lawsuit Loan

One of the perks of legal funding in Georgia is easily paying back your lawsuit loan without ever having to pick up the phone or go online. As soon as your settlement comes in, your attorney will be responsible for paying back your lawsuit loan.

Your lawyer will write us a check for your balance, and you will never have to worry about repaying your funds again. If your lawyer cannot win your insurance claim or court case and your settlement funding falls through, you may have concerns that your debt will go to collections.

What Happens if Your Lawyer Does Not Win Your Case?

However, it is important to remember that High Rise Financial does not consider your lawsuit loan funding a debt. If your lawyer does not win your case, the answer is simple – you are not expected to cover the costs.

High Rise Financial absorbs the risk of picking up the pieces of your life. It is rare for settlement cases to fall through once third-party funding has been granted. And if it does, we are prepared to face that risk if it means you can find some financial relief after everything you have been through.

Apply for One of Our Legal Funding Options in Georgia Today

If you were hurt in a negligent auto accident in Georgia and need help to maintain financial stability, you should apply for our pre-settlement funding.

Our pre-settlement loans are risk-free and can be used to pay bills, mortgage payments, car payments, and medical bills. Contact High Rise Financial today to schedule a free case evaluation and learn more about our settlement loans and other legal funding.