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Iowa Legal Funding

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Stay afloat with cash through pre-settlement legal funding.

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    Home » States – Legal Funding » Iowa Legal Funding

    Receiving money from an accident is commonly & mistakenly referred to as a "loan", lawsuit "loan", etc. Consumer legal funding is not a loan since if you lose your case, you don't have to pay it back. For simplicity reasons, we will use the word "loan" within this page.

    When your injuries are caused by someone else’s negligence, you may seek compensation. Rather than subjecting yourself to financial instability, applying for a pre-settlement loan in Iowa might be an eventual option to get the legal funding or immediate cash advance you need.

    High Rise Financial is committed to pre-settlement funding, to plaintiffs in Iowa. If you or a family member needs legal funding or settlement loans in Iowa, do not hesitate to contact our loan specialists today.

    In This Article

    • What Is a Settlement Loan?
    • What Makes Legal Funding in Iowa Different from a Traditional Loan?
    • Types of Civil Cases We Could Fund
    • How to Qualify for Legal Funding in Iowa
    • Do You Need Good Credit for a Lawsuit Loan?
    • What Can You Spend Your Iowa Pre-Settlement Funds On?
    • What Is the Value of Your Settlement?
    • How to Repay Your Iowa Legal Funds 
    • Choose High Rise Financial for Your Legal Funding in Iowa

    What Is a Settlement Loan?

    A settlement loan can be described as pre-settlement funding that is made available to plaintiffs in Iowa. With Iowa legal funding, accident victims in Iowa get immediate cash advances while settling their personal injury lawsuits. 

    Instead of dealing with financial instability while you wait for your personal injury settlement, civil claim payout, or insurance settlement to come through, you can access a portion of these funds in advance when you apply for a lawsuit loan in Iowa.

    What Makes Legal Funding in Iowa Different from a Traditional Loan?

    Traditional loans are notoriously unreasonable. To access compensation through a traditional loan, there are strict requirements that typically need to be met. Some of the criteria for approval in a traditional loan include:

    • Having a strong credit score
    • Providing the bank, credit union, or other financial institution with copies of your paystubs or other income verification records
    • Having credit references
    • In some cases, opening up an account with the financial institution question

    Those who do not have a good credit score may find themselves facing above-average interest rates. Since financial institutions cancer interest rates however they like, you could be stuck paying more in interest than you received in your traditional loan.

    Fortunately, legal funding in Iowa is different from traditional loans. Some of the key differences between pre-settlement and traditional loans include:

    • We do not run your credit.
    • You do not need to pay interest back on a lawsuit loan.
    • You are not required to provide proof of income or credit references.
    • Lawsuit loans are non-recourse, so your income is irrelevant.

    Types of Civil Cases We Could Fund

    If you are wondering whether your civil case is eligible for legal funding in Iowa, you will be pleased to know that there are a wide array of types of civil cases High Rise Financial is prepared to fund. 

    Some of the more common types of insurance and civil claim applications our loan specialists have approved include:

    • Qui Tam lawsuits and whistleblower complaints
    • Employment law violations, including wrongful termination
    • Sexual harassment claims
    • Car and truck accidents
    • Motorcycle and bicycle accidents
    • Pedestrian accidents
    • Bus and taxi accidents
    • Rideshare accidents
    • Slip and fall accidents
    • Work-related injuries
    • Construction accident
    • Factory accidents
    • Medical malpractice claims
    • Birth injury lawsuits
    • Nursing home abuse complaints
    • Police brutality lawsuits
    • Lawsuits for unlawful arrests

    If you were dealing with another type of civil claim or insurance case that was not listed above, you could still have the opportunity to access pre-settlement funding. Be sure to contact High Rise Financial loan specialists today to find out whether we can fund your civil claim in advance.

    How to Qualify for Legal Funding in Iowa

    Pre-settlement funding is available to injury victims in Iowa who need legal funding or cash advance while pursuing their injury claims. In order to qualify for pre-settlement loans in Iowa;

    • You must have a personal injury claim.
    • You must have suffered your injuries or car damage from the traffic crash – learn more about car accident loans.
    • You must be an Iowa resident or have a pending lawsuit in the state.

    Do You Need Good Credit for a Lawsuit Loan?

    One of the advantages of lawsuit loans is the ability to apply without having your credit score run. People who are dealing with civil claims often find themselves struggling financially. In many instances, victims are temporarily or permanently out of work due to the severity of their damages. 

    For this reason, High Rise Financial does not use your credit report or score to determine whether your application for Iowa legal funding should be approved or denied. It is possible that your credit may have suffered considerably due to the accident. If you were unable to pay your regular monthly expenses, they may have been sent to collection. 

    You may be dealing with debt collectors, harassment from creditors, and weighing your options for bankruptcy. Fortunately, accessing the pre-settlement funding you need could help you avoid further financial distress. Start rebuilding your life when you apply for pre-settlement funds in Iowa today.

    What Can You Spend Your Iowa Pre-Settlement Funds On?

    You have the right to spend your money however you want to. With lawsuit loans through High Rise Financial are not restricted or limited in any way. The money is yours to spend however you see fit. 

    When your injury settlement or civil claim compensation comes in, that money would not be monitored or limited, so neither should your lawsuit loan funds. You have the right to use your money on whatever your family may need, such as:

    • Family entertainment costs
    • Rent or mortgage payments
    • Auto insurance coverage
    • Homeowner’s or renter’s insurance coverage
    • Health insurance premiums
    • Utility and Internet bills
    • Your cell phone bill
    • Costs of replacing broken appliances
    • Costs of vehicle repairs or replacement
    • Medical expenses and equipment fees
    • Household expenses and groceries

    What Is the Value of Your Settlement?

    If you are wondering how much you could be authorized in legal funding, you are not alone. Every person’s case is different. The amount of compensation we could provide in legal funding will vary wildly depending on how much you are expecting to be awarded in your insurance or civil claims. 

    For some cases, our loan specialists could approve applications for up to $1 million in legal funds. However, generally, applicants will be approved for approximately 20% of their expected payout. You can find out more about how much your loan application could be approved for when you contact High Rise Financial to discuss your case further.

    How to Repay Your Iowa Legal Funds 

    You may have serious concerns about how you will pay back your lawsuit loan once your settlement comes in. However, if your application for legal funding in Iowa is approved, your attorney will be responsible for paying back your lawsuit loan with your settlement when it comes in.

    If your lawyer does not win your case, you do not have to worry. High Rise Financial will not attempt to garnish your wages or seek an attempt to recover the funds we loaned you. 

    If you lost your settlement, we understand how devastating that may be for you emotionally and financially. If we can help ease your burden by taking on this risk, we will do so if it means your family can get through these trying times.

    Choose High Rise Financial for Your Legal Funding in Iowa

    Are you facing financial instability after a negligent auto accident? A pre-settlement loan may be right for you. At High Rise Financial, we provide affordable settlement loans to accident victims who need financial help.

    Call us today to learn more about our pre-settlement loans in Iowa. Our legal funding experts will review your settlement loan options and guide you through every phase of your pre-settlement funding application.

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    Benefits of Legal Funding

    Frequently Asked Questions

    What to Consider When Selecting a Lawsuit Funding Company

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    Why Choose Us?

    We understand your situation and we're ready to help you get the cash you need to pay your bills.

    • Simple & Easy ProcessNo Credit Check. No review of your Financial Situation. No Job Required. No Monthly Payments.

    • Not a Loan. No Risk.Legal funding is not a loan or cash advance. That means if you don’t win your case, you don’t pay us back.

    • Fast Approval & FundingOur average turnaround time to approve an application is typically within one hour and upon approval, you can receive funding within 24 hours!

    • Completely TransparentOur pricing and contract are extremely transparent. No compound interest or hidden fees.

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    11110 Ohio Ave., Suite #207, Los Angeles, CA 90025

    High Rise Financial LLC offers legal funding to victims currently involved in an accident lawsuit who need cash before their settlement.
    Please note that legal funding, or lawsuit funding, is not a lawsuit loan or a cash advance for a lawsuit as there is no risk.

    • Cases We Fund
      • Personal Injury
        • Assault
        • Burn Injury
        • Construction Accidents
        • Dog Bite & Attack
        • Medical Malpractice
        • Nursing Home Negligence
        • Sexual Assault and Abuse
        • Slip and Fall
        • Spinal Cord Injury
        • Wrongful Death
      • Labor Law Loans
        • FELA
        • Jones Act
      • Car Accidents
        • Bicycle Accidents
        • Bus Accidents
        • Motorcycle Accidents
        • Pedestrian Accidents
        • Truck Accidents
      • Defective Drugs Loans
        • Prilosec
        • Roundup
        • Xarelto
        • Zantac
      • Defective Medical Devices
        • Essure
        • Hernia Mesh
        • Hip Implant
        • IVC Filter
        • Mirena IUD
        • Transvaginal Mesh
      • Employment Law
        • Wrongful Termination
      • Police Brutality
      • Product Liability
      • Workplace Injury
      • Wrongful Arrests
    • About Us
      • About Us
      • Testimonials
      • For Attorneys
      • Frequently Asked Questions
      • Financial Education PSA Scholarship
      • Lawsuit Loans
      • Legal Terms Directory
      • Types of Legal Funding
      • Pre-Settlement Funding Rates
    • Contact
    • States – Legal Funding
      • California Legal Funding
      • Florida Legal Funding
      • New York Legal Funding
      • Ohio Legal Funding
      • Michigan Legal Funding
      • Texas Legal Funding
      • Georgia Legal Funding
      • Pennsylvania Legal Funding
      • View All States
    • Blog