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Texas Legal Funding

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    1. Home
    2. States – Legal Funding
    3. Texas Legal Funding
    High Rise Financial

    A serious traffic collision in Texas can leave the accident victims with huge medical bills and other expenses. Although you can recover damages by filing a personal injury claim, the legal process is usually stressful and overwhelming.

    However, when you access Texas legal funding, you can get the financial stability and support you need to get through these difficult times while you move through the insurance and civil claims processes. High Rise Financial has the potential to fund many types of cases. Find out whether you meet the eligibility requirements when you contact our loan specialists or fill out our 100% free application.

    Texas Legal Funding

    In This Article
    1. What Is a Settlement Loan in Texas?
    2. How Is Legal Funding in Texas Different from Traditional Loans?
    3. Eligibility for Settlement Loans
    4. Legal Funding We Offer in Texas
    5. What Can Texas Legal Funding Cover?
    6. Is Pre-Settlement Funding Legal in Texas?
    7. How Is Pre-Settlement Funding Regulated in Texas?
    8. Factors Impacting Your Settlement or Payout 
    9. What to Expect from the Texas Legal Funding Application Process
    10. How to Pay Back Your Non-Recourse Loan
    11. Get Pre-Settlement Funding in Texas
    12. Contact High Rise Financial Today

    What Is a Settlement Loan in Texas?

    A settlement loan is a non-recourse cash advance that you get depending on the potential value of your personal injury claims. The “collateral” for the loan is your potential settlement, not your personal assets. By obtaining a pre-settlement loan, you will only pay back your loan when you win your legal case.

    How Is Legal Funding in Texas Different from Traditional Loans?

    Pre-settlement lawsuit loans in Texas are different from traditional loans in many ways. When applying for a traditional loan, you will need to approach a financial institution such as a bank or credit union and fill out a lengthy application that goes over your finances in detail. The bank will need to see that you can pay back the loan using your income which will generate interest over time.

    When you apply for Texas legal funding, instead of running a credit check and requiring you to pay back the loan through your wages, your lawsuit loan in Texas operates differently. Legal funding is based on the likelihood that you will be awarded compensation through an injury settlement, civil payout, or insurance claim settlement. Lawsuit loans never generate interest – you will only be expected to pay back what your pre-settlement funding was worth.

    Eligibility for Settlement Loans

    Many factors are taken into consideration when determining whether we can approve a lawsuit loan application. We never run credit checks or require our applicants to have a source of income. We recognize that your injuries or legal situation may prevent you from earning a living at this time. 

    That is why you need financial support now through Texas pre-settlement funding. For that reason, we only have a few basic requirements. To start, you must be at least 18 years of age. As long as you are of legal age, we can connect with your attorney to learn more about the specific circumstances of your case.

    Texas Legal Funding

    Lawyer’s Approval

    Your lawyer will only approve of third-party funding if they believe they will likely produce a recovery in your case. The lawyer has also likely already absorbed substantial risk in taking on your personal injury claim.

    If they are working on contingency, they are covering all the costs of building a case against the liable party so you can recover compensation for your damages.

    This assures our loan specialists that a financial award is likely in your case. If you are unsure whether you meet the eligibility requirements, you can discuss your concerns with your lawyer or contact High Rise Financial to discuss your opportunities for a Texas lawsuit loan.

    Creditworthiness

    If you need a pre-settlement loan, contact us today to discuss your pre-settlement funding options. Your personal credit history or finances do not impact your eligibility for funding. The quality of your case and whether or not your lawyer approves of third-party funding are the only factors we will consider when weighing your approval.

    Legal Funding We Offer in Texas

    We offer pre-settlement funding in Texas and other risk-free pre-settlement loans to Texas accident victims and their families. We offer settlement loans for the following types of cases:

    • Personal injury lawsuits
    • Premises liability lawsuits
    • Auto accident lawsuits
    • Medical malpractice lawsuits
    • Product liability claims
    • Qui Tam lawsuits
    • Whistleblower lawsuits
    • Employment law violations
    • Sexual harassment
    • Labor law violations

    If you were involved in another accident, incident, or legal event, and you are expected to recover compensation in your case, legal funding could be appropriate for you. You can find out whether you are eligible based on the circumstances of your case by contacting our loan specialists today.

    What Can Texas Legal Funding Cover?

    When you secure pre-settlement funding, we can provide the legal funding you will need to cover your basic essentials and other financial obligations. We offer alternatives that get you the immediate funds to pay your medical bills, rent, utilities, and food and settle monthly expenses. With our settlement loan, you may not need to apply for a regular lawsuit loan.

    If you were to apply for a traditional loan, not only would the financial institution need to run your credit score and your ability to pay back the loan using your own income, but your loan would also come with interest. Legal funding in Texas is interest-free and is not based on your creditworthiness.

    Is Pre-Settlement Funding Legal in Texas?

    In short, yes, Texas pre-settlement legal funding is legal. The practice of third-parties funding lawsuits is known as champerty and maintenance and is legal in Texas and 16 other states.

    The landmark 2006 case Anglo Dutch Petroleum International Inc. v. Haskell established that Texas does not maintain legal provisions against third-party legal funding. Texas courts found that this funding actually constitutes an investment and not a loan since there is no “absolute obligation” of repayment.

    How Is Pre-Settlement Funding Regulated in Texas?

    Few specific regulations are impacting pre-settlement legal funding in Texas. However, your ability to use it will be constrained by Texas’ laws and regulations for filing a lawsuit.

    Specifically, the statute of limitations and Texas’ proportionate responsibility laws could influence the outcome of your injury settlement.

    The Statute of Limitations for Personal Injury Claims in Texas

    Under the law, personal injury claims in Texas must be filed before the two-year statute of limitations expires. If your personal injury claim is not filed before this deadline, you will lose your chance to recover compensation through the civil court system.

    However, that does not necessarily mean you could not recover compensation through an insurance claim. If you hope to avoid the statute of limitations adversely impacting your ability to recover the compensation you need when you need it most, make sure to pursue your civil claim as soon as possible.

    Your attorney can handle the legalities of your case while you focus on recuperating and handling your family’s financial dilemma.

    Texas’ Proportionate Responsibility Laws

    Texas is a proportionate responsibility state. Also commonly referred to as modified comparative fault, Texas follows a 51% bar threshold which limits the amount of salt a person can share for causing their injuries. If you are partially at fault for causing your injuries and your portion of the liability is below this bar, your portion of the liability will reduce your injury settlement.

    For example, if you were injured in a motorcycle accident but were not wearing your motorcycle helmet at the time of the accident, the judge might find you 25% responsible for your traumatic brain injuries.

    If the jury awarded you $750,000 for damages, your settlement would be reduced by 25%. This would leave you with a total injury settlement of $562,500.

    After reviewing the details of your case, your loan specialist and an attorney can give you a better idea of how much you could expect to be awarded through your injury settlement and provided in pre-settlement funding through High Rise Financial.

    Texas Insurance Laws 

    Texas is a fault state. This means when you are involved in an accident of any kind, you file a claim with the liable party’s insurance provider, as the at-fault party will be responsible for compensating you for your damages. In this way, your settlement is based on the types and amounts of coverage the policyholder has. 

    If the at-fault party only has basic coverage, it may not be enough to cover your medical expenses and other damages. If the liable party does not have any insurance coverage, you will need to rely on a civil claim to recover your losses. Fortunately, with legal funding in Texas, we can help you get your costs covered now while your attorney negotiates with the insurance company and fights to hold the liable party accountable in court.

    Factors Impacting Your Settlement or Payout 

    Several factors could have an impact on how much compensation you are awarded, the value of your claim, and how long it might take for your case to resolve. Some of the most influential matters to consider include:

    • Whether the liable party has insurance coverage
    • How accessible evidence is
    • Whether the court system is backed up
    • Whether the insurance company handles your claim in bad faith
    • Whether you have suffered considerable non-economic damages that need to be quantified
    • Whether multiple parties share blame for your injuries or damages

    What to Expect from the Texas Legal Funding Application Process

    If you feel overwhelmed at the thought of filling out an application for legal funding, you are not alone. That is why we took the time to formulate a loan application designed for those who have already been through a difficult time in their lives.

    We need basic details, including your attorney’s contact information, to approve your loan. If your application is approved, you can expect to receive your funds within 24 hours. From there, you can use your Texas legal funding to cover a variety of expenses, such as:

    • Vehicle payments
    • Credit card bills
    • Costs of extracurricular activities 
    • Outstanding medical expenses and related costs
    • Utility, phone, and Internet expenses
    • Insurance premiums
    • Clothing, accessories, and back-to-school supplies
    • Groceries and gas
    • Entertainment costs
    • Other expenses

    Your lawsuit loan is yours to spend as you need to spend it. There are no limitations or restrictions on how you can spend your legal funding. You should be able to treat your pre-settlement funds the same way you would treat your injury settlement, wages, or other income.

    How to Pay Back Your Non-Recourse Loan

    Your lawsuit loan only needs to be paid back if your lawyer recovers compensation through your injury settlement, civil litigation, or insurance settlement. You can use your settlement to pay back your pre-settlement funding.

    However, if your lawyer does not recover compensation in your case, you do not need to worry about paying back your legal funding. Non-recourse loans can only be paid back with settlement funds.

    You will never be expected to use your own wages or other income to pay back a lawsuit loan from High Rise Financial. After everything you have been through, legal funding in Texas is a risk you can comfortably take.

    Get Pre-Settlement Funding in Texas

    If you want to apply for lawsuit funding in Texas, working with a reliable legal funding company is important. We understand the challenges personal injury victims go through. Hence, we offer the best service possible to our esteemed clients.

    Our legal funding experts will help you with the following:

    • Provide you access to affordable and risk-free legal funding in Texas.
    • Process your pre-settlement funding application efficiently and ensure it is approved within 24 hours.
    • Guide you through the entire application from start to finish.
    • Offer honesty, fairness, and transparency without hidden fees or charges.
    • Treat you right and help you understand your available options.

    Contact High Rise Financial Today

    If you have any questions about our legal funding options in Texas, do not hesitate to contact High Rise Financial. We can discuss your needs and help you understand your options. Contact us today to apply for a pre-settlement loan and achieve financial stability as you fight for justice.

    Cities We Serve
    • Fort Worth Pre-Settlement Funding
    • El Paso Pre-Settlement Funding
    • Austin Pre-Settlement Funding
    • Lubbock Pre-Settlement Funding
    • Laredo Pre-Settlement Funding
    • Garland Pre-Settlement Funding
    • Irving Pre-Settlement Funding
    • McAllen Pre-Settlement Funding
    • Denton Pre-Settlement Funding
    • Corpus Christi Pre-Settlement Funding
    Additional States
    • Alabama Pre-Settlement Funding
    • Iowa Pre-Settlement Funding
    • Louisiana Pre-Settlement Funding
    • New Jersey Pre-Settlement Funding
    • California Pre-Settlement Funding
    • Florida Pre-Settlement Funding
    • New York Pre-Settlement Funding
    • Ohio Pre-Settlement Funding
    • Michigan Pre-Settlement Funding
    • Georgia Pre-Settlement Funding
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    Benefits of Legal Funding
    Frequently Asked Questions

    Can You Apply For Pre-Settlement Legal Funding More Than Once?

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    Why Choose Us?

    We understand your situation and we're ready to help you get the cash you need to pay your bills.

    • Simple & Easy ProcessNo Credit Check. No review of your Financial Situation. No Job Required. No Monthly Payments.

    • Not a Loan. No Risk.Legal funding is not a loan or cash advance. That means if you don’t win your case, you don’t pay us back.

    • Fast Approval & FundingOur average turnaround time to approve an application is typically within one hour and upon approval, you can receive funding within 24 hours!

    • Completely TransparentOur pricing and contract are extremely transparent. No compound interest or hidden fees.

    Affiliate Member
    • Better Business Bureau West Los Angeles
    • Consumer Attorneys Association of Los Angeles Affiliate Member
    • Orange County Trial Lawyers Association Affiliate Member
    • THE ALLIANCE FOR RESPONSIBLE CONSUMER LEGAL FUNDING
    • Consumer Attorneys Of California

    Types of Funding

    • Cases We Fund
    • Pre Settlement Funding
    • Lawsuit Loans
    • Personal Injury Loans
    • Labor Law Loans
    • Auto Accident Loans
    • Defective Drugs and Medical Device Pre-Settlement Loans
    • Product Liability Loans
    • Workplace Injury

    About Us

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    • Contact
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    • Best Lawsuit Funding Companies
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    (713) 955-6844

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    11110 Ohio Ave., Suite #207, Los Angeles, CA 90025

    High Rise Financial LLC offers legal funding to victims currently involved in an accident lawsuit who need cash before their settlement.
    Please note that legal funding, or lawsuit funding, is not a lawsuit loan or a cash advance for a lawsuit as there is no risk.

    • Cases We Fund
      • Lawsuit Loans
      • Personal Injury
        • Assault
        • Burn Injury
        • Construction Accidents
        • Dog Bite & Attack
        • Medical Malpractice
        • Nursing Home Negligence
        • Sexual Assault and Abuse
          • Boy Scouts
        • Slip and Fall
        • Spinal Cord Injury
        • Wrongful Death
      • Labor Law Loans
        • FELA
        • Jones Act
      • Car Accident Loans
        • Bicycle Accidents
        • Bus Accidents
        • Motorcycle Accidents
        • Pedestrian Accidents
      • Fire
        • California
        • Hawaii
          • Maui
        • Los Angeles
          • Eaton
      • Truck Accident Loans
      • Defective Drugs and Medical Devices
        • Defective Drugs
          • Prilosec
          • Roundup
          • Xarelto
          • Zantac
        • Defective Medical Devices
          • Essure
          • Hernia Mesh
          • Hip Implant
          • IVC Filter
          • JUUL
          • Mirena IUD
          • Transvaginal Mesh
      • Employment Law
        • Wrongful Termination
      • Police Brutality
      • Product Liability
      • Workplace Injury
      • Wrongful Arrests
    • About Us
      • About Us
      • Broker Program
      • Testimonials
      • For Attorneys
      • Frequently Asked Questions
      • Scholarship
      • Legal Terms Directory
      • Types of Legal Funding
      • Pre-Settlement Funding Rates
    • Contact
    • States – Legal Funding
      • California Legal Funding
      • Florida Legal Funding
      • New York Legal Funding
      • Ohio Legal Funding
      • Michigan Legal Funding
      • Texas Legal Funding
      • Georgia Legal Funding
      • Pennsylvania Legal Funding
      • View All States
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