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Perhaps the person who caused your injuries doesn’t have insurance, and you’ve been forced to resort to the courts for compensation. Or you’ve already been run through the wringer by an insurance company, and you just aren’t getting satisfaction. Either way, deciding to file a lawsuit isn’t easy.
If you’re trying to recover while you’re waiting for a settlement, a lawsuit loan can help you down the long road ahead. Pre-settlement funding in McAllen, Texas, from High Rise Financial may be able to get you the funding you need to stay afloat.
The Long Road to Getting a Settlement in Texas
The steps to resolve a personal injury case in Texas are many and formidable. You must first decide that filing a suit is the right choice. That decision is not always obvious, but many people choose to file a lawsuit because the perpetrator has no insurance or the insurance company is stonewalling their efforts to resolve the matter.
One tactic insurance companies use to get injured parties to accept a lower settlement than you deserve is to deliberately make the settlement process take as long as possible. They do this so you will be forced to take less out of financial necessity. Getting pre-settlement funding in Texas can help you hold out for the full value of your settlement.
How McAllen Pre-Settlement Funding Can Help
If a case fails to settle quickly and a personal injury victim files a lawsuit, many McAllen residents are surprised to learn that they may have to wait two years to receive compensation for their injuries.
A study conducted by the U.S. Department of Justice found that a personal injury case will usually run from 20 to 24 months before trial. Those two years could mean the difference between paying bills and filing bankruptcy for a victim unable to work.
Pre-settlement loans are often the answer for plaintiffs who cannot spend months or years walking a financial tightrope while their attorneys battle with an insurance company. A lawsuit loan allows you to draw on a settlement before the parties have come to terms or the case reaches the trial stage.
A High Rise Lawsuit Loan Is Not a Loan
A lawsuit loan does not fit the definition of a traditional loan. You can’t walk into a McAllen bank and ask for pre-settlement funding. There is no promissory note. You are not required to put up your car or your house as collateral. There are no monthly payments.
Most importantly, there is no risk to you at all. If you lose the case or fail to settle, High Rise will not attempt to collect from you personally. Not many credit cards or personal loans can claim that distinction.
Instead of repaying what you borrowed, the money you receive in a High Rise lawsuit loan transaction is yours to keep. It is an advance on the amount you expect to receive at settlement.
Lawyers call a lawsuit loan a non-recourse transaction. High Rise purchases from the plaintiff an interest in the lawsuit. In the meantime, the plaintiff enjoys the advance payment without having to wait until the end of the case. It could not be simpler.
Let High Rise Help You Through This Difficult Time
If you live in McAllen, Texas, contact the team at High Rise to start your application. You could be enjoying your pre-settlement funding within 24 hours.