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Litigation financing, also known as lawsuit loans or pre-settlement funding, allows injured plaintiffs to access a cash advance against their future settlement. If you have a case with a high likelihood of success and a cooperative attorney, you may be able to get a lawsuit loan, but not in every state.
Each state in the U.S. establishes its own laws regarding lawsuit loans, so what is legal in one part of the country may not be permitted elsewhere. High Rise Financial walks you through the highlights of how each state’s laws apply to this beneficial financing alternative.
Lawsuit Loan Legality in Each U.S. State
| NAME OF STATE | ABBREVIATION | STATUS |
|---|---|---|
| Alabama | AL | Yes |
| Alaska | AK | Yes |
| Arizona | AZ | Yes |
| Arkansas | AR | No |
| California | CA | Yes |
| Colorado | CO | No |
| Connecticut | CT | No |
| Delaware | DE | Yes |
| Florida | FL | Yes |
| Georgia | GA | Yes |
| Hawaii | HI | Yes |
| Idaho | ID | Yes |
| Illinois | IL | Yes |
| Indiana | IN | No |
| Iowa | IA | Yes |
| Kansas | KS | No |
| Kentucky | KY | No |
| Louisiana | LA | Yes |
| Maine | ME | No |
| Maryland | MD | No |
| Massachusetts | MA | Yes |
| Michigan | MI | Yes |
| Minnesota | MN | Yes |
| Mississippi | MS | Yes |
| Missouri | MO | No |
| Montana | MT | No |
| Nebraska | NE | No |
| Nevada | NV | No |
| New Hampshire | NH | Yes |
| New Jersey | NJ | Yes |
| New Mexico | NM | Yes |
| New York | NY | Yes |
| North Carolina | NC | No |
| North Dakota | ND | Yes |
| Ohio | OH | Yes |
| Oklahoma | OK | Yes |
| Oregon | OR | Yes |
| Pennsylvania | PA | Yes |
| Rhode Island | RI | Yes |
| South Carolina | SC | No |
| South Dakota | SD | Yes |
| Tennessee | TN | Yes |
| Texas | TX | Yes |
| Utah | UT | Yes |
| Vermont | VT | No |
| Virginia | VA | Yes |
| Washington | WA | Yes |
| Washington DC | DC | No |
| West Virginia | WV | No |
| Wisconsin | WI | Yes |
| Wyoming | WY | Yes |
To apply for free, call (877) 735-0016
Reach Out Today to Schedule a Consultation
Lawsuit loans are legal in most U.S. states. However, restrictions and court biases against it make legal financing challenging to practice in some areas of the country.
If you live in one of the states served by High Rise Financial, you don’t have to struggle to pay your bills while you wait for compensation to arrive. Contact us today to tell us about your case and find out what we can do to help.
Call or text (877) 735-0016 or fill out our form to apply today for free.
