It’s natural to worry about being taken care of by the insurance company if you get injuries in a car crash that wasn’t your fault. You may require more money in addition to the damage to your car to pay for your medical bills and other accident-related expenses. However, liability claim procedures aren’t always straightforward. Thus, leaving many victims upset by the insurance company’s slow response or outright reluctance to treat them properly.
As a result, plenty of people may feel confused about their next move. If you and the other party cannot agree, you may have to file a lawsuit. Yet, many people hurt in a vehicle accident don’t have ready access to legal counsel, so they may make decisions that compromise their rights without realizing it. To give you an edge with your vehicle accident case, we’ve compiled a list of some of the most typical mistakes to avoid.
Leaving a Car Accident Scene
Even if you weren’t the driver that caused the collision, leaving the scene might hurt your credibility and compromise your claim. Everyone engaged in an automobile collision has to stay present, communicate information with the other parties, and assist injured parties in getting medical attention. If you flee the scene of an accident in which someone was injured or killed, you might face heavy penalties and perhaps jail time.
If you’re confused about what to do after an accident, calling a lawyer from the scene is a good idea. Additionally, staying put at the scene of an accident helps investigators keep crucial evidence intact, which is used to establish liability. The key to being compensated for injuries is proving that the other party was at fault. The evidence gathered at the accident scene can be used by your lawyer to help prove your case.
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Refusing to Call the Police
The police should undoubtedly be informed if an accident-related insurance claim will be made. The report from the responding officer is not infallible evidence of anything, but it does provide the insurance companies and any potential lawsuits a place to begin. Without the intervention of law enforcement, the issue boils down to you and the other driver arguing about who is liable.
Not Taking Pictures
Those who have recently been involved in an automobile accident sometimes overlook the fact that they have a camera on the scene. Nearly every modern smartphone has a camera, so you may record the area soon after an accident. Although images of the wrecked car might be available for insurance adjusters and investigators, the details of the situation are frequently just as useful.
Engaging in Social Media Posting
We have a society of constant sharing, which means you could be tempted to publish evidence detrimental to your case on social media. For instance, if you’re suing for medical bills and publish a picture of yourself on a mountain, you can hurt your chances of winning. Insurance companies and legal teams will likely scour your social media accounts to uncover incriminating evidence.
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Avoiding Medical Care
If an ambulance has been called to the site, it is best to at least get your condition assessed by a doctor even if you do not believe you are wounded. It may take hours or days for certain accident-related injuries to become apparent, but a doctor can spot issues before they develop. In addition, if you ever find yourself in a situation where you need to take legal action, the results of your examinations might be crucial evidence.
Even if you are positive that you caused the accident, it may not be a good idea to admit it to the authorities or the other motorist. The insurance company for the opposite party will accept your statement if you admit fault or begin to apologize, regardless of the full details. You shouldn’t give the authorities a false account of what occurred, but keep in mind that factors outside your control may have contributed to the collision.
It’s possible that the other motorist was texting and driving while you lost control of your vehicle. If one driver admits fault in such a circumstance, it may be impossible to prove that the other motorist was not at least partially responsible for the accident.
Taking the First Settlement Offer
Insurance companies would rather not spend money on claims, so when they do have to pay, they try to limit their losses as much as possible. In the aftermath of an automobile accident, it’s common practice for insurance companies to provide a rapid settlement. In addition to the obvious physical suffering, the inability to work caused by a serious injury often results in mounting financial stress as medical costs accrue.
Car accident victims, already struggling financially due to lost wages and medical bills, may be tempted by these insultingly cheap offers. Insurance officials may urge you to sign a release waiving your right to pursue additional compensation if you agree to an early settlement. You can give up your chance at a good settlement if you don’t have a lawyer on your side.
Not Getting Lawsuit Funding
Pre-settlement funding can help you continue fighting even if your case takes a long time to settle. Both the insurance company and the defense team will try to utilize delay tactics to their advantage. While some people have the financial capacity to get them through a prolonged legal battle, many others would break under the hardship.
However, financial burdens place you in a tough spot in which you can be taken advantage of. With the help of pre-settlement loan or legal funding, you may cover your costs while your attorney continues fighting your case for the maximum possible settlement.
Turn to Us for Affordable Settlement Loans
Do you need a non-recourse lawsuit loan to pay bills and recover financially after an accident? Call us today at High Rise Financial for an initial consultation. Our reliable legal funding specialists can educate you about your available options. If you’re approved for the settlement loan, you will get your funds in as little as 24 hours.