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Suffering a personal injury from a collapsing roof can be a difficult and overwhelming experience. Such an unfortunate incident may result in serious physical injuries, property damages, inability to work, reduced enjoyment of life, and other financial ramifications.
Generally, victims of roof collapse incidents are often within their rights to pursue financial compensation to cover their medical bills, property damages, lost income, pain and suffering, and more. However, a crucial step to seek maximum compensation after a collapsing roof injury is to determine how much your case is worth.
In this article, we will examine some key factors that affect the value of your personal injury claim stemming from a roof collapse incident. Also, we will enlighten you about some important steps you can take to maximize your financial compensation. Continue reading to know more. 
Factors that Affect the Value of Your Claim
Here are some factors that can affect the value of your personal injury claim from a collapsing roof:
The Type and Severity of Injuries
When a roof collapses unexpectedly, victims can sustain all kinds of injuries. Crushing injuries like broken bones, head trauma, spinal cord injury, and internal organ damage are quite common. Hence, the more serious your injuries and impairment from the incident, the higher your potential damages.
For instance, if you suffered traumatic brain injuries, spinal cord damage, amputations, severe fractures, loss of eyesight or hearing, or permanent disabilities, you may likely receive a higher settlement compared to if you only had minor cuts and bruises.
The Need for Continued or Future Medical Care
Furthermore, if your roof collapse injuries require significant ongoing medical treatment, this will increase the value of your claim. The costs of surgeries, hospitalization, rehabilitation, physical therapy, assistive devices, and prescription medications add up over time. Also, if you need round-the-clock care or in-home health aids, this might also increase your available compensation.
Lost Income and Lost Earning Capacity
However, your injuries from the roof collapse incident may prevent you from working while you recover. In some cases, you may be unable to return to your previous employment. Fortunately, you can recover any lost income due to being out of work while recovering from your injuries. Likewise, if you suffered severe injuries, disability, or disfigurement – and you’re unable to return to work long-term – the financial compensation will account for your complete loss of income and earning capacity.
The Extent of Your Pain and Suffering & Emotional Distress
Also, the physical pain and suffering due to your injuries, crushed bones, burns, spinal cord damage, lacerations, or other trauma has a monetary value. Hence, if you suffered excruciating or chronic pain after the incident, the value of your claims will be higher, and you will receive more compensation. Also, the value of your case will increase if you suffer emotional distress from anxiety, depression, fear, lack of mobility, or loss of enjoyment of life after the incident.
Whether there is Award for Punitive Damages
In some cases, the judge will award punitive damages to further punish the liable party for their gross negligence, harmful, or intentional actions. The purpose of punitive damages is to penalize and deter egregious behavior when public safety is at stake. Thus, a punitive damage award may increase the value of your case.
Other Additional Expenses & Damages Incurred
Some other additional damages that may increase the value of your personal injury claim from a collapsing roof include out-of-pocket expenses, loss of companionship or intimacy, permanent scarring, and disfigurement. Also, if you can no longer care for your family and children, do housework, or mow the lawn due to your injuries, you may be entitled to claim more damages.
Liability and Contributory Negligence
Finally, the property owner has a legal duty to maintain reasonably safe premises for individuals lawfully on the property. If the negligence of the property owner caused the roof collapse, you may sue them for damages. However, the property owner may also have some defenses, such as unforeseeable risks, contributory negligence, or your own carelessness. If the property owner is able to establish these defenses, they can reduce or eliminate their liability or the amount you may be eligible to recover.
To apply for free, call (877) 735-0016
Steps to Maximize Your Compensation
In order to maximize your compensation from a personal injury claim involving a roof collapse, you should take the following steps:
- Seek immediate medical help for your injuries from a qualified physician.
- Document the scene of the roof collapse and gather substantial evidence to prove your claims.
- Document all your medical costs, lost wages, and other out-of-pocket expenses related to the roof collapse injury.
- Hire a highly-skilled personal injury attorney to help file your claims and negotiate a fair settlement with the insurance provider.
- Do not accept the first settlement offer from the insurer. You should only accept a settlement that reflects the actual value of your claim.
Also, do not rush into settling your case. Rather, you can apply for a risk-free lawsuit loan to get the immediate funds you need. This will give your attorney more time and leverage to work on your case, negotiate with the insurer, and help you recover the maximum available financial compensation.
Final Thoughts
A personal injury from a collapsing roof can have devastating consequences on your physical, emotional, and financial well-being. However, every case is unique, and the value of your claims will depend on several factors and the surrounding circumstances of your unique situation.
To maximize your compensation, you should seek prompt medical attention, gather evidence, retain a personal injury lawyer, and apply for affordable settlement funding. While no amount of money can undo your pain and suffering, holding the negligent parties fully accountable can help you move forward.
Contact Us Today for Risk-Free Lawsuit Loans
Are you facing financial hardship due to your personal injury from a collapsing roof incident? Applying for non-recourse legal funding may be right for you before your case settles. Contact us today at High Rise Financial to apply for our risk-free lawsuit loans. Our trusted lawsuit funding team will educate you about your possible legal funding options and assist with your application.
Call or text (877) 735-0016 or fill out our form to apply today for free.