A neck fusion surgical procedure can be a pretty terrifying experience. However, it is sometimes necessary after a motor vehicle accident that led to a spinal injury, herniated disc, or spinal disc displacement. This spinal surgery can also be used to eliminate symptoms related to degenerative disc disease and cervical spinal stenosis. If you’re the victim of a spinal cord injury and need a neck fusion, you’re probably wondering about the settlement amount you could get from the person or persons who caused your injury.
While it’s difficult to give a forthright answer, based on the factors leading to the spinal cord injury, the settlement for a neck fusion claim can be high. However, it’s best to speak with a personal injury lawyer to determine exactly how much you might be able to recover in a settlement. High Rise Financial could help you get the legal funding you need to cover the cost of medical treatment or cervical fusion procedures.
- How Much Does a Neck Fusion Cost?
- How Much You Can Get in a Neck Fusion Settlement
- Damages in a Neck Fusion Settlement
- Collecting Evidence for a Neck Fusion Settlement
- Paying for Your Neck Fusion
- How High Rise Financial Can Help
- Lawsuit Loans for Neck Fusion Settlements
- Turn To Us for Affordable Neck Fusion Settlement Loans
How Much Does a Neck Fusion Cost?
A neck fusion or cervical fusion surgery is a major surgery and would likely cost you around $40,000 to $50,000 without insurance coverage, depending on the state you’re in and the facility you visit. If you have health insurance, they will likely cover a good portion of this, but how much will obviously depend on your insurance agreement and the amount of your deductible for extensive procedures like neck surgeries.
Other Costs
In addition to the cost of surgery, plus fees for anesthesia, imaging, bone grafts, and more, you will also want to consider the other costs associated with recovering from a severe neck injury or cervical spine injury. Your total recovery is likely to take several weeks or months, which means you probably won’t be able to work for some time following your neck fusion surgery.
You could also be beset by other bills, such as the cost to repair or replace your car or the expense to purchase various chronic pain medications. Overall, you can expect to be financially set back by quite a lot.
To apply for free, call (877) 735-0016
To apply for free, call (877) 735-0016
How Much You Can Get in a Neck Fusion Settlement
A neck fusion settlement should cover all the expenses that you’re likely to incur following an auto accident. The spinal fusion surgery alone is going to cost nearly $50,000. Additionally, you can expect other expenses to add up to hundreds of thousands of dollars to repair damaged property and help you recover after surgery. Therefore, you can expect that a neck fusion average settlement may be anywhere from $250,000 to $400,000.
Of course, a lot of this depends on whether you sustained severe injuries or a permanent injury and what other damages you have suffered. If you’re not sure how much you deserve, don’t settle for whatever the at-fault party’s insurance company offers. Instead, reach out to a lawyer to help file your personal injury claim and determine the amount you deserve to cover your damages.
Damages in a Neck Fusion Settlement
Besides the outright spinal fusion surgery cost, there are a few other costs you can expect to receive compensation for if you decide to pursue a claim against those who caused your accident and neck injury. These damages, both economic and non-economic damages, may include:
- Medical expenses for the cervical spine surgery, therapy, medications, medical equipment, additional surgeries, and more.
- Property damage expenses
- Loss of income during your recovery period.
- Loss of earning capacity
- Pain, suffering, and humiliation
- Scarring and disfigurement
- Emotional distress
- Diminished quality of life
- Loss of life enjoyment
- Loss of consortium
These are pretty broad categories. With help from a lawyer, you can determine what exactly applies to your situation and estimate how much compensation you deserve in a cervical fusion settlement. Regardless, because of the severity of a neck injury, your spinal fusion settlement is likely to be high.
Collecting Evidence for a Neck Fusion Settlement
If you want to pursue a spinal fusion claim against the at-fault party who caused your accident, you will need some evidence. There are a few things you should keep track of if you want the most successful claim possible. These include:
- Hospital bills and medical records
- Receipts for repairs to your car or other damaged property.
- Witness statements and/or witness contact information from those who saw your accident.
- A journal detailing the various ways you have suffered since the accident
- The police report from your accident, if applicable
You can hire an experienced attorney to help gather the necessary evidence and documentation. Also, your legal representation can help file your personal injury lawsuit or insurance claims, prove fault, and pursue your deserved financial compensation.
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Paying for Your Neck Fusion
If you have been in an accident and are dealing with a neck fusion and nerve damage, you are likely going to need help paying for the medical care and surgery. With initial costs coming in at $100,000, it’s probable that your settlement is going to take some time since most insurance companies are going to try and negotiate for some time before compromising with you on an amicable settlement.
Thankfully, you don’t have to pay for everything out of pocket while you wait for your settlement. If you are under pressure to pay your bills, you may be tempted to take a quick settlement offer from the insurance company that is actually much lower than you deserve.
How High Rise Financial Can Help
To avoid taking a small personal injury settlement that will not cover all your medical expenses, High Rise Financial can assist you. We offer a pre-settlement loan that will help accident victims recover the costs they need to continue living their lives while awaiting a legal settlement.
As soon as you win your fair settlement, you can pay back your pre-settlement funding. And if you end up losing your settlement, you won’t have to pay us anything. If you’re in a situation where you need help paying your bills so that you can stay afloat while awaiting a settlement, reach out to High Rise Financial.
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Lawsuit Loans for Neck Fusion Settlements
When you have an incoming neck fusion settlement, our lawsuit loans could be the answer you have been looking for. These are not like traditional loans, where you need to prove creditworthiness and the source of income. You simply need to be working with an attorney and be at least 18 years of age to qualify. We will need to speak with your lawyer to find out whether you meet the eligibility requirements and how much they expect you to be awarded for your neck fusion injury damages.
After our lawsuit loan specialists have spoken with your lawyer, we may be able to approve your application. Once approved, the pre-settlement funds you need will be sent to your bank account in a matter of hours. Then, you can cover many of the daily life expenses that have been holding you back from rebuilding your life, such as:
- Outstanding rent or mortgage payments
- Credit card debts
- Medical costs related to your neck pain or lumbar fusion injury
- Regular household expenses, such as groceries
- Utility and Internet bills
- Phone bills
- College tuition and housing costs
- Extracurricular activity fees
- Insurance payments
Turn To Us for Affordable Neck Fusion Settlement Loans
Even though a neck fusion settlement is likely to be successful, it may take some time for the spinal fusion surgery lawsuit to complete. If you aren’t sure how you’re going to pay for your medical expenses while waiting for that settlement, connect with our team at High Rise Financial. We can offer you the cash advance you need to pay bills and achieve financial relief before your case settles.
Call or text (877) 735-0016 or fill out our form to apply today for free.
Call or text (877) 735-0016 or fill out our form to apply today for free.