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Getting into a car accident is stressful enough. However, when the other driver refuses to give you their insurance information, it can make things even worse. You may be injured, your car may be damaged, and now you’re left wondering how to get help or pay your bills. This situation is more common than people think, and it can leave you feeling stuck and unsure of what to do next.
Whether the driver is being dishonest, trying to avoid responsibility, or simply doesn’t have insurance, you still have rights. You can take steps to protect yourself, file a personal injury claim, and even get financial support through car accident lawsuit loans while your case is pending. In this article, we’ll walk you through what to do if the other driver won’t cooperate, how to move forward with a personal injury claim, and how pre-settlement funding can help you stay financially stable during the process.
Why Do Some Drivers Refuse to Share Insurance Information After an Accident?
After a crash, most people expect to exchange insurance details and let their providers handle the rest. Surprisingly, not everyone follows the rules. Some drivers refuse to give their insurance information for a few reasons:
- They don’t have insurance and are afraid of legal trouble.
- They know they caused the accident and want to avoid paying.
- They’re trying to leave the scene quickly to avoid police involvement.
- They’re confused, angry, or acting out of fear.
- They think they can avoid responsibility by staying silent.
No matter the reason, refusing to share insurance is wrong. It can make things harder for you, especially if you’re injured or your car is badly damaged. But you still have options.
What Should I Do If the Other Driver Won’t Give Me Their Insurance Info?
If the other driver refuses to cooperate, stay calm and take the following steps:
- Call the police: Always report the accident. When law enforcement officers arrive, they can request the driver’s insurance information and file an official report.
- Gather evidence: Take photos of the scene, your vehicle, the other car, and any visible injuries. If there are witnesses, ask for their contact information.
- Avoid confrontation: Don’t argue or try to force the driver to give you their details. Let law enforcement handle it.
- Write down everything: Take note of the time, location, license plate number, and anything the driver said or did.
- Get medical help: If you’re hurt, seek treatment right away. Your health comes first, and medical records will help support your claim.
These steps can help protect your rights and build a strong case, even if the other driver refuses to cooperate.
Can I Still File a Personal Injury Claim Without Their Insurance Details?
Yes, you can still file a personal injury claim. If the police were called and a report was made, that document can help your attorney track down the driver’s insurance or prove fault. Even without insurance details, your lawyer can build a case using evidence from the scene, medical records, and witness statements.
In some cases, the driver may be uninsured or underinsured. If that happens, you may be able to file a claim through your own insurance policy, especially if you have uninsured motorist coverage. Your attorney will help you explore all available options and make sure you’re not left paying for someone else’s mistake.
Will My Own Insurance Cover Me If the Other Driver Is Uncooperative?
Many insurance policies include uninsured or underinsured motorist coverage. This means your provider may help pay for your medical bills, car repairs, and other losses if the other driver doesn’t have insurance or refuses to share it.
Additionally, your attorney can review your policy and help you file a claim. They’ll also make sure your insurance company treats you fairly and doesn’t delay or deny your benefits. If your insurance coverage isn’t enough, you may still be able to file a personal injury lawsuit against the driver directly.
Can I Get a Car Accident Lawsuit Loan If the Other Driver Refused to Cooperate?
Yes. If you’re pursuing a personal injury claim and need financial support while your case is pending, you may qualify for a car accident lawsuit loan. The lawsuit cash advance is based on the strength of your case, and not your credit score or income.
Even if the other driver refused to give insurance information, your attorney can still build a strong claim. This also means that you may still be eligible for lawsuit funding. This money can help you cover medical bills, car repairs, rent, groceries, food, utilities, and other expenses while you wait for your case to settle.
In addition to helping you stay financially stable, pre-settlement funding also gives your attorney more time and leverage to pursue your case properly. Without the pressure to settle quickly, your lawyer can focus on gathering evidence, negotiating with insurance companies, and fighting for the full compensation you deserve. It allows your legal team to work strategically rather than urgently. Thus, giving your case the best possible chance of success.
Apply for Risk-Free Car Accident Lawsuit Funding with High Rise Financial Today
If you were injured in a car accident and the other driver refused to give insurance information, you still have options. High Rise Financial offers risk-free and non-recourse lawsuit funding to help you stay financially stable while your car accident case is ongoing. Call us at (866) 407-6404 to schedule a simple consultation. Our dedicated representatives can enlighten you about your possible lawsuit funding options, determine if you qualify, and walk you through the application process.