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Personal injury cases in Huntsville, Alabama, can be complex and filled with confusing jargon, making the process seem daunting for claimants. However, without understanding the legal concepts involved, it may be difficult for them to navigate the path toward a satisfying resolution.
If you’re dealing with a personal injury claim or considering filing a claim, working with an attorney can be highly beneficial, as your legal team will often handle most negotiations and many aspects of the case-building process. Yet as you move forward with your claim and are called to make decisions, it can be helpful to understand certain legal words and phrases. Let’s explore some concepts and terms you will most likely encounter during the claims process.
What Is a “Tort”?
One of the terms you may regularly encounter as you move through the claims process is what is known as a “tort.” A tort is a civil wrong, other than a breach of a contract, that causes the claimant injury or damages. This could include driving dangerously, playing a sport, operating machinery, failing to clean up hazards like broken sidewalks and slippery floors, or manufacturing a dangerous product.
The scope of tort cases is diverse, encompassing many more scenarios beyond these examples. A tort can comprise deliberate actions resulting from carelessness or negligence. They are generally seen as actions that put others at risk, regardless of intent.
When a tort is committed against you, you may be entitled to bring a personal injury case against the negligent party.
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What Is Contributory Negligence in Alabama?
Alabama is a “contributory negligence” state. If you intend to pursue a legal claim in Alabama, you will likely encounter this phrase as you move through the process. Under the principle of contributory negligence, a plaintiff may be unable to recover any compensation for their injuries if they are found to have contributed to the accident or incident.
Contributory negligence can pose significant challenges for personal injury claimants, as it burdens them to prove that they bear no responsibility for the accident or injury. Defense attorneys and insurance companies may leverage this principle to argue that the injured party’s actions, no matter how minor, were a contributing cause of the accident.
In Alabama, injured parties must seek experienced lawyers who are well-versed in the intricacies of contributory negligence. An adept attorney can craft a compelling case, presenting evidence demonstrating a lack of contributory fault and, if necessary, challenging the defendant’s assertions of shared responsibility.
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Discovery in Personal Injury Cases
“Discovery” is another vocabulary word Huntsville residents often hear during personal injury cases. The discovery process becomes a pivotal stage for claimants seeking compensation for their damages. This is where each party gathers evidence and “discovers” facts they intend to use to bolster their case.
Discovery is typically carried out during settlement negotiations and a trial. The judge will likely order you to attend a deposition where the attorneys for the defendant will question you about the circumstances that led to your injury. 
Additionally, they may request written answers to questions called “interrogatories” or copies of relevant documents to support their defense.
Can Mediation Help in a Personal Injury Case?
Another word that often crops up in personal injury suits is “mediation.” At this stage, the judge may order you and your attorneys to meet with the defendant to present your case to an impartial third-party called a mediator. The mediator’s job is to evaluate the case, review the evidence and the party’s positions, and facilitate a resolution.
If the parties cannot agree, the mediator usually makes a recommendation to the judge. Even though the judge is not obligated to follow the mediator’s decision, mediator recommendations often carry considerable weight in influencing the final judgment. In any event, mediation can serve as a valuable opportunity for parties to engage in constructive dialogue and potentially reach a mutually agreed-upon settlement, thus sparing the time, resources, and emotional strain of a full trial.
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Get Financial Relief While You Wait for Settlement
If you’ve been injured in an accident, you’re likely facing significant financial consequences, such as medical bills, property damage, and lost wages. If your injuries have made you unable to work for an extended period, your regular bills like rent, utilities, and car payments may pile up while you wait for your settlement.
However, with pre-settlement funding, you can skip the wait and get the money you need upfront. At High Rise Financial, our pre-settlement funding solutions allow claimants to carry them through the legal process completely risk-free. Our results speak for themselves. Read client testimonials to see how we have helped others obtain legal funding after an accident.
How a Pre-Settlement Loan Works
When you apply for a pre-settlement loan from High Rise Financial, you can have an answer in a matter of minutes. If approved, you can have access to the funds within as little as 24 hours. You will be able to use the funding from the pre-settlement loan for anything you deem necessary, including the following:
- Paying medical bills from an accident
- Paying utility bills
- Covering lost wages for missed time at work due to an injury
- Buying groceries, clothes, and other essentials
- Paying your mortgage or rent
- Paying a car loan
Funding from a pre-settlement loan is not earmarked by High Rise Financial for specific use. It is entirely up to your discretion as to how you use the funds. It is in your best interest to pay bills associated with the accident that caused your injury so you do not find yourself deeper in debt.
High Rise Financial Has Helped Many with Lawsuit Loans in Huntsville
If you’re curious about our pre-settlement funding options and want to learn more, you can reach our customer care group or apply with the easy form on the website. At High Rise Financial, we know lawsuits are stressful, and we understand the urgency of your situation. We’re here to help you obtain comfort until you can finally put this chapter behind you.
Call or text (877) 735-0016 or fill out our form to apply today for free.