Here in the U.S., you have the right to decide who will speak for you in court. You can select someone who is not a lawyer, or you might even choose to represent yourself. However, without representation by a licensed attorney, you wouldn’t be eligible to apply for legal funding.
Legal funding, also called litigation financing, pre-settlement funding, or a lawsuit loan, provides a monetary lifeline for the injured while they sue for compensation. Your lawyer is a party to the financing agreement and must sign the application, so you should have representation in place before you apply.
What Is Legal Funding?
Although sometimes referred to as a loan or an advance, legal funding differs from these familiar financing vehicles. It gives you early access to money from your future settlement without the need for additional collateral or a personal guarantee for repayment.
And unlike a loan or cash advance, legal funding is a non-recourse agreement. This means the financing company cannot hold you responsible for repayment if you don’t receive a settlement in your personal injury lawsuit.
You can use this money to pay bills, buy groceries, or cover rent or mortgage payments – typically, there are no restrictions on how you choose to spend the money. In addition, it can relieve financial pressure, giving you time to strengthen your case or negotiate for a larger settlement.
To apply for free, call (877) 735-0016
What Are the Prerequisites for Legal Financing?
Anyone who meets a few basic requirements can acquire birth injury legal fundingas financing for a lawsuit. For example, you will need to:
- Have suffered injury or other losses due to someone else’s negligence.
- File a personal injury lawsuit against the at-fault party.
- Have a strong case that demonstrates the defendant’s liability and ability to pay a settlement.
- Hire a licensed attorney willing to assist with the legal funding arrangement to represent you in your lawsuit.
If you do not meet these prerequisites, your legal funding application will likely be rejected.

A lawyer with legal books and a gavel putting paperwork in a briefcase. You should retain an attorney for faster processing and help with the paperwork before seeking legal funding.
Why Lawsuit Funding Requires Legal Representation
Like many other areas of the legal system, personal injury law is complicated. However, having an experienced attorney on your side can make the difference between your lawsuit’s success and failure, and a skilled negotiator can add thousands of dollars to your final settlement.
Since legal funding is non-recourse debt, which you don’t have to repay if you lose, the financing company only wins if you do. Therefore, they often require legal representation to ensure they only fund cases with a substantial likelihood of success.
Another reason for this requirement is that, in many cases, a lawyer plays an integral role in the legal funding process. Without your attorney’s consent and cooperation, you would likely be unable to apply for or receive litigation financing.
Your Lawyer’s Role in the Legal Funding Process
Your attorney will be involved in your legal funding agreement from start to finish, so it is crucial to have representation in place before you apply. They will be responsible for the following:
- Assisting with application paperwork: While you can start the application on your own and bring your attorney in later, it is a good idea to get them involved right away. They can help you fill out your forms with complete and accurate information to ensure faster processing.
- Communicating with the financing company: The financing company will reach out to your attorney while processing your paperwork to gather details about your case and determine how much funding to offer. Prompt and cooperative communication from your lawyer will help this process run smoothly.
- Repaying the funds out of your settlement: When you eventually win your case, your lawyer collects the payment from the defendant. They then disperse the funds by directly repaying the legal funding company, deducting their fees, and sending you the rest of your compensation.
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Talk to Your Lawyer Before You Apply
Your legal funding application will not be approved until your attorney consents to participate, and their help on the paperwork could speed up the process. Therefore, it is in your best interests to talk to your lawyer about legal funding before completing the application.
If you start the paperwork on your own and don’t discuss the plans with your attorney, they won’t be prepared for the funding company’s call. This lack of communication could significantly delay the process while they gather the necessary information.
Additionally, if it turns out that your lawyer is unwilling to cooperate with your efforts for legal funding, it could derail your application entirely. While you could then look for other means of financing or look for a new attorney, these extra steps could waste precious time.
Contact High Rise Financial to Get Started
Getting an attorney is the first step if you don’t already have someone to represent you in your personal injury lawsuit. Then, once you know your lawyer will agree to a legal funding arrangement, reach out to High Rise Financial right away to start the application process. We can get you fast, no-risk funds that you can use to pay bills, buy food, make your next rent payment – you can use the money you get from legal funding to pay almost any expense.
Best of all, you only need to pay us back if you win your case. So why wait? Contact us to get started today.
Call or text (877) 735-0016 or fill out our form to apply today for free.