US Claims Web Reviews

USClaims was founded in 1996 and is based in Delray Beach, Florida. However, they serve clients across the United States for a range of lawsuits. As a member of the American Legal Finance Association, they also abide by the legal funding industry’s highest ethical standards.

We appreciate their dedication to offering exemplary service and respect their longstanding contributions to the industry. They’re one of the oldest and most respected lawsuit lenders in the nation. Find out if USClaims is the right choice for your pre-settlement funding needs.

What Do Online Reviews Say About USClaims?

The primary place to go to read online reviews about legal funding companies is Trustpilot. USClaims currently has 77 reviews and a 4.6/5 rating, giving them an Excellent rating on the site. Many of the reviews note the fast, easy application process and the level of customer service they were able to experience.

Online reviewers also appreciate the low fees and simple interest that USClaims uses. Some other funding companies attach large surprise fees and high compounding interest rates to their funding. This can leave plaintiffs with sticker shock after they finally win their settlement and see they have to use most, if not all of the remainder, to repay the legal funding they received.

Advantages of USClaims

USClaims offers several advantages over competitors as well as alternative funding methods for your settlement, such as legal loans, credit cards, personal loans, or a second mortgage. These have helped to make USClaims a legal funding industry leader. Find out if they make USClaims the right partner as you fight for your settlement.

You Can Get Money Fast

When you work with USClaims, you won’t have to wait for your money. In as little as 24 hours, you could apply for funding, get approved for it, and receive the money for your settlement in your bank account. If you have bills that need to be paid now, there’s no better way to do it if you’re waiting for a settlement.

You’ll Speak With a Human

When you’re facing financial trouble after an accident, the last thing you want to deal with are a bunch of robots just to get your money. At USClaims, you won’t have to, as they have a world-class customer service team ready to assist you. 

You’ll get to speak with a human who can listen to the unique conditions of your case and assist you through the process so you get the money you deserve.

You Don’t Have to Pay Them Back (if You Lose)

One of the key advantages of legal funding is you typically don’t have to pay anything back you borrowed if you lose your settlement case. That’s because the IRS classifies legal funding as a nonrecourse loan, meaning you’re not obligated to repay it with your personal assets. 

Instead, the settlement acts as collateral and the amount you’re awarded in pre-settlement legal funding is based on the estimated size of what you’ll receive should you win.

Downsides of USClaims

USClaims offers many advantages to qualifying clients, but there are some downsides to watch for when working with them. Some of the downsides are relatively minor, but a few others are worthy of deeper consideration. You’ll want to carefully evaluate them to determine if they present a material factor that could impact the outcome of your settlement.

Limited Service Area

There are few disadvantages to working with USClaims, but location can be a factor that prevents you from partnering with them. Many legal funding companies operate regionally or do not serve certain states due to different laws governing legal funding. 

In some states, a legal funding company might have to take on too much risk to make a case worth it. Sometimes, the types of cases they fund don’t qualify for legal funding in those states.

If you want to work with USClaims, you may have some difficulty working with them in the following states and regions:

• Arizona
• Arkansas
• Kentucky
• Maryland
• Mississippi
• West Virginia
• Washington, D.C

No Industry Group Memberships

While USClaims does have an A+ rating according to the Better Business Bureau and is a member of ALFA, it has not joined the National Association of Settlement Purchasers, another leading industry group. 

However, Corporate Counsel, the leading publication for legal and business news in the United States, named USClaims the Best Consumer Litigation Funding Provider.

Limits to Funding

Many legal funding companies offer 15-20% of the value of a settlement as a payment to clients. However, USClaims takes a more conservative approach and only offers their clients payments equal to 10% of the estimated value of their settlement. 

If you find that you need more money, you may need to work with a different pre-settlement company from the start or will need to arrange a buyout of your existing estimated settlement.

Apply for Legal Funding for Free Today

Legal funding can tip the balance of your settlement negotiations in your favor. If you’re in need of legal funding, apply to High Rise Financial today. We have a fast, friendly approval process and serve clients nationwide.

We offer up to $1 million in legal funding within 24 hours of approval with simple interest and no hidden fees. Our funding is nonrecourse and doesn’t have to be paid back if you lose your case. Contact us today to find out if you qualify for legal funding with us.