When you go through a complex legal case, you may struggle to cope financially. The relief with pre-settlement legal funding can help you regain control of your life. However, choosing the right lender is crucial.
Our loan specialists at High Rise Financial have scoured the Internet, analyzing our competitors so we can better serve our clients. In reviewing Fund Capital America web reviews, we found several positives and negatives to their pre-settlement loans. Here is more about what you could expect if you opted to take out a tree settlement long with Fund Capital America.
In This Article
Debunking Fund Capital America’s Claims
Fund Capital America claims to be California’s top lawsuit loan provider. However, they appear to offer medical funding and personal injury pre-settlement loans primarily. However, they are among the few offering attorney and law firm financing and policy-limit research services to network partners.
Fund capital America does not use brokers but directly funds their lawsuit loans. Much of their clientele comes from attorney referrals throughout Los Angeles. Their website indicates they can offer pre-settlement legal funding of up to $100,000 and send the money to your bank within 24 hours.
What Former Fund Capital America Clients Say on the Web
Web reviews for Fund Capital America are strong. Yelp ratings are at 4.5 out of 5 stars, while google ratings are at an impressive 4.9 out of five stars. They have had zero Better Business Bureau complaints in the last three years, RN A+ Accredited business, but have received a one out of five-star rating in customer reviews.
Some of the different types of non-recourse lawsuit loans Fund Capital America offers include:
- Personal injury claims
- Product liability lawsuits
- Motorcycle accidents
- Truck accidents
- Pedestrian accident
- Car accidents
- Medical malpractice
- Slip and fall injuries
Advantages of Fund Capital America
Fund Capital America web reviews boast many advantages this lawsuit loan provider offers. They are one of the few lenders that takes the time to keep their doors open over the weekend. This allows those struggling outside business hours to obtain financial relief.
One of the top pros of Fund Capital America is its quick response and approval times. In many cases, applicants report getting the support they need and approval within a matter of hours. They also notify applicants once the money has been deposited into their bank accounts.
Other advantages include the following:
- Competitive rates and transparent pricing
- Exceptional customer service
- Attorney and law firm financing
- Knowledgeable staff
- A thorough description of lawsuit loan technicalities
- No hidden fees or contracts
- Hassle-free transactions
- Quick access to settlement funds
Cons of Fund Capital America
While web reviews for Fund Capital America may be glowing, several discrepancies could make them a less-than-ideal contender for those in immediate need of financial support. According to their website, Fund Capital America does not currently offer funding for workers comp claims. They tend to focus exclusively on personal injury claims and law firm financing.
This means those dealing with civil matters, such as employment law violations, whistleblower complaints, or police brutality lawsuits, may need to turn to a more well-rounded lender, such as High Rise Financial, for financial relief. There are also some questions surrounding the fees and ratings for lawsuit loan companies. We need to find out whether Fund Capital America charges compound interest, a flat fee, or a sliding scale for rates.
This lack of transparency can make it difficult for potential customers to feel confident in their decision to take out a lawsuit loan via Fund Capital America.
High Rise Financial Is the Top Option for Your Lawsuit Loan
You can breathe easier when you choose High Rise Financial to find your lawsuit loan. We offer all the advantages that Fund Capital America does without the disadvantages. Here are some of the top reasons to go with our pre-settlement loan company:
Same-Day Loan Approval
We offer same-day pre-settlement loan approval. The last thing you need is to waste days or weeks waiting for your application to get approved. Our loan specialists aim to support every loan within the same day.
However, our ability to approve loans is based on your attorney. We need to talk to your lawyer to find out how much compensation you expect to win and how long it will be before your settlement funds come in before we can approve your application. Generally, lawyers have the same goal of helping their clients find financial relief, which is how we can offer so many same-day loan approvals.
Low Fees and No Compound Interest
We never charge compound interest and always have low fees. Instead of worrying about interest accruing every day from dispersing your settlement loan funds, you will be charged a flat rate.
The amount you will pay can vary based on how much we authorize and legal funding. However, you will always be aware of how much you need to pay for your pre-settlement loan.
If You Do Not Win, You Do Not Pay Back Your Loan
All our pre-settlement loans are non-recourse. You never have to worry about how you will pay back the loan if something goes wrong and your attorney loses your civil claim.
Other companies might attempt to garnish your wages or send your account to a debt collector, which could be devastating for your credit score. With High Rise Financial, we take on the risk that your attorney might fail to win your case. You do not have to pay us back even one penny for your settlement loan funds if you lose.
Call Our Loan Specialists to Access Legal Funding in 24 Hours or Less
The need for transparency regarding lawsuit loan authorization limits and fees or interest rates is concerning. However, Fund Capital America web reviews do rave about this provider.
When you want to know exactly how much you will need to repay and how much you could access in pre-settlement legal funding, High Rise Financial has you covered. Our trusted loan specialists are here to help you get your application approved as soon as today. Please fill out our secure contact form, call our office, or reply now to take advantage of this opportunity.