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Slip and fall accidents may lead to various physical injuries, including fractures, tissue damage, head injuries, sprains, and so forth. Under California personal injury laws, slip and fall accident victims can pursue damages by filing a claim or lawsuit against the negligent property owner. However, filing a lawsuit, getting a court verdict, and recovering damages can be complex and time-consuming. While waiting for your case to settle, you may apply for legal funding for slip and fall lawsuits in Sacramento, CA.
At High Rise Financial, we offer affordable legal funding to slip-and-fall accident victims in Sacramento, California, and nearby areas. Our pre-settlement loans can provide you with the immediate funds you need to achieve financial stability after such an unfortunate incident. You can use the money to pay your hospital bills, rent, car loans, and utilities, buy food and groceries, and do much more. Also, our Sacramento slip and fall lawsuit loans are non-recourse, and you don’t have to repay them if you don’t win your case.
Comparing Traditional Bank Loans and Lawsuit Loans 
After a slip-and-fall incident, claimants facing financial challenges can explore their available financial relief options. These often include traditional bank loans and lawsuit loans. Lawsuit loans are cash advances available to plaintiffs with ongoing, qualifying lawsuits. Whereas, traditional bank loans are money borrowed from a bank, lender, financial institution, or credit union. Let’s compare both and determine which may be right for you:
Funds Availability
The application process for bank loans is often more complicated, and getting a loan usually takes longer. The bank will review your application and will only approve you if you meet their requirements and you can repay. Conversely, lawsuit loans offer fast access to funds. If you’re approved, your cash advance will be available for pickup within 24 to 48 hours.
Job, Income, or Credit Requirements
Banks carefully assess your financial situation before you can be approved. They’ll verify your income, credit score, and employment history. Getting a bank loan may be almost impossible with unstable income, no job, or poor credit ratings. In contrast, lawsuit loan providers don’t usually consider these requirements. All you need is a strong case and a higher chance of winning your slip-and-fall lawsuit.
Is the Loan Non-Recourse?
Bank loans are recourse. This means that the borrower is personally liable for repaying the full amount of the loan, even if they don’t win their case. In contrast, pre-settlement loans are non-recourse. Hence, if you lose your case, you don’t have to repay anything. You will only pay back the lawsuit loan using a percentage of your financial compensation if you win your case.
Eligibility
Eligibility for bank loans is based on your financial situation. The bank will consider your credit score, existing debts, income, employment history, and asset value. Conversely, eligibility for legal funding is based on the merits of your slip and fall accident case. The funding company will consider your expected settlement amount, the time it will take your case to settle, available evidence, and other related factors.
Monthly Payments
Bank loans often need you to make regular monthly payments. If you miss a payment, you may be subject to late fees, penalties, and damage to your credit score. On the other hand, you don’t need to make any monthly payments if you take out lawsuit funding until your case settles.
To apply for free, call (877) 735-0016
How to Apply for a Sacramento Slip and Fall Lawsuit Loan
In addition, applying for a Sacramento lawsuit loan at High Rise Financial is easy and hassle-free. To take out a settlement loan, follow the steps below to apply:
- Inform our dedicated team that you want to get a settlement loan on your existing slip-and-fall injury case.
- Fill out your forms, provide your basic information, and submit your lawsuit funding application through our website.
- Provide the vital details about your slip and fall case and the contact details of your legal counsel.
- Our reliable team will get in touch with your lawyer to discuss more about your case. This will be an avenue to evaluate your case details, your chances of a successful outcome, and your expected settlement.
- Wait for our trusted financial experts to review your settlement funding application and make a decision regarding your eligibility for a slip-and-fall lawsuit loan in Sacramento.
The review process is short, and you can expect a decision to be made within the shortest period possible. If you qualify for our Sacramento slip and fall lawsuit loan, you will get your funds within 24 or 48 hours.
Personal Injury Lawyer Near Me (877) 735-0016
How to Spend Your Lawsuit Loan?
At High Rise Financial, our lawsuit loans are meant to help you achieve financial relief while awaiting your case to settle. You can use your cash advance to do the following:
- To purchase food and groceries.
- To pay attorney fees and court costs.
- To pay your medical expenses, hospital bills, and buy medications.
- To care for your family and cover living expenses.
- To make car payments.
- To meet your basic needs and pay for your day-to-day living expenses.
- To pay your rent, mortgage, car loan, and utilities.
- To go on vacation.
Essentially, the money from the pre-settlement loan belongs to you, and you can spend it however you like. We are not a bank or financial institution that monitors how you spend your money when you receive funding from them.
Do You Need Affordable Sacramento Legal Funding? Call Us Today!
If you were hurt in a slip-and-fall accident and going through financial hardship, applying for a non-recourse lawsuit loan may be the best way forward. Contact us at High Rise Financial today for a simple consultation. We offer affordable and risk-free slip-and-fall lawsuit loans in Sacramento, California. Call us today at (866) 407-6404 to apply.
Call or text (877) 735-0016 or fill out our form to apply today for free.