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If you have serious injuries as the result of someone else’s negligence, you may have filed a personal injury case to recover damages and help pay for future medical bills. Your lawyer can help you build a strong case so that you can get the best settlement or jury award.
But building a good case can take months, and some settlements or jury trials can drag on. If you lost wages as a result of your injuries, or if you can no longer work, you’re probably coping with financial stress. This is especially true if you are one of the millions of Americans who are living paycheck to paycheck.
You may be wondering what the maximum amount is that you can receive as a settlement loan. And the answer is, it depends. While we have advanced legal funding up to $250,000, we can’t tell you what you will receive until we evaluate your case.
How We Determine Your Pre-settlement Loan Amount
The vast majority of people who apply for a pre-settlement loan are approved. As long as you have an ongoing personal injury case and you have a lawyer representing you, you qualify to apply. Approval can happen very quickly—in as little as one hour in some cases. You should receive a response from us within 24 hours.
And since a pre-settlement loan is tied to your eventual settlement rather than your creditworthiness, that means:
- NO credit check
- NO proof of employment
- NO providing tax documents
Interested? Start your application now by going to the Apply Now page.
Larger legal funding amounts are connected to some of the more serious cases, such as automobile accidents or workplace injuries wherein the damages and/or injuries were devastating. Wrongful death lawsuits could also result in a larger pre-settlement loan amount.
To determine the amount we can offer you in a pre-settlement loan, we look at several things, including:
- The severity of your injuries
- Your current and future medical bills as a result of your injuries
- Loss of wages both now and in the future
- Whether you can claim punitive damages
- The predicted settlement amount
We get most of this information from your attorney. Once we have all of this information, our underwriters compare the specifics of your case to industry average settlements in your state and tell us how much we can offer you.
We’ll present you with a written offer that includes the pre-settlement loan amount, as well as our flat-rate fee. We do not charge interest on your loan. If you and your lawyer accept the offer, we can usually have the cash in your bank account in less than two days.
To apply for free, call (877) 735-0016
Options Available to You If You Need Money Before Your Settlement
Some personal injury cases can take years to settle. The other side hopes you will take a lower offer than what you deserve. They may also appeal your jury award. In either case, your legal funding may be running out.
The good news is that our team of legal funding specialists is flexible. We can review your pre-settlement loan terms at any time, and several times, and update the terms as needed. You don’t need to apply again. Our team of underwriters will assess your ongoing case and make a decision as to whether we can authorize additional legal funding.
Similar to before, the decision on whether to grant you a pre-settlement loan and for how much will be based on the specifics of your case. Since you can receive additional funding after your initial pre-settlement loan amount, it is important to note that the final amount you must repay may exceed $250,000, depending on the specifics of your case.
How to Repay Your Pre-Settlement Loan
When the day finally comes that you win that settlement or get that jury award, first enjoy that sigh of relief. Your work with your attorney to build a strong case has paid off. The other side will then issue a check to your lawyer for your compensation amount. Your lawyer will send High Rise Financial a check for the full pre-settlement loan amount, including any additional funding you received and our service fee
Your lawyer will deduct their legal fees, then the remainder of the money is yours. By having your lawyer pay the money you owe directly from your settlement, the repayment process goes smoothly and you never have to worry about doing it yourself.
If You Lose Your Case
While most personal injury cases settle before they go to trial, sometimes going to trial is the only way to hold the at-fault party financially responsible. In some cases, the jury may rule in favor of the other side. Or the judge may dismiss the case for any number of reasons. If you lose your case, don’t panic about how to repay your pre-settlement loan.
Remember that, because of how we structured your legal funding, your loan is a non-recourse loan. Bottom line, if you lose your case, you do not have to pay us back.
Complete a Free Application form now
Apply Today for a Pre-Settlement Loan
High Rise Financial has helped thousands of clients just like you. A pre-settlement loan can help you pay your bills so you can put an end to the financial stress. With that stress gone, you can focus on helping your lawyer build the strongest case to help you get the best compensation package possible.
To get started, fill out the form on the Apply Now page. You can also call our office at (866) 407-6404 for assistance.
Call or text (877) 735-0016 or fill out our form to apply today for free.
