How to File a Lawsuit with No Money

If you’ve suffered an injury, financial loss, or other wrongdoing because of someone else’s actions, you may have the legal right to file a lawsuit to seek fair compensation. However, many people worry about the upfront costs of lawsuits and the legal process itself. The truth is, depending on your case type, filing fee costs may be lower than you expect, and you may qualify for lawsuit funding to help cover expenses while your case is pending.

Furthermore, if you are a claimant likely to reach a favorable settlement or verdict, you may have access to financing options that can help you through the difficult and sometimes lengthy lawsuit process. A litigation finance company could offer you, as a plaintiff in a pending legal matter, money to help you while your attorney prepares and represents you in your case.

Do You Need Money to Pay for a Lawyer?

When an attorney accepts your case and agrees to represent you in a legal matter, they will discuss their legal and filing fees and payment arrangements with you. Depending on the type of case you are facing, they may offer to represent you on a contingency fee basis. Contingency fee agreements are quite common in injury-related cases if a plaintiff has suffered physical or emotional harm.

Contingency means that your lawyer will agree to take on your case and represent you without requiring any payment upfront, allowing you to file a case with no money. Your lawyer will only receive payment for their services if and when you reach a positive resolution and some form of compensation in your case. Contingency fee arrangements allow plaintiffs who would not otherwise file a legal claim due to the substantial costs of representation to fight for the compensation they may be eligible for under the law.

To apply for free, call (877) 735-0016

To apply for free, call (877) 735-0016

What Kind of Expenses Can You Expect During a Lawsuit?

Finding a lawyer to take your case on a contingency basis is relatively common, particularly if you have suffered a loss or injury. However, legal costs are not the only expenses and bills you might face during your ongoing lawsuit. For example, medical bills, loss of income, and daily living expenses can place a significant financial burden on you and your family during the negotiation or litigation of your case.

Most people do not have the funds to support themselves through the months or possibly years it can take for a case to reach a resolution. As a plaintiff, you need money to meet your living expenses, bills, familial obligations, and responsibilities while your case moves through the stages of a lawsuit. While you may consider using credit cards or asking for loans from friends, family, or traditional lenders, there is another option that carries less risk for you and can provide help right away.

What You Need to Know About Lawsuits, Filing Fees, Fee Waivers, & Seeking Compensation 

When filing a personal injury lawsuit or other legal claims, courts often require a filing fee. The amount depends on whether the case is handled in Superior Court, District Courts, Supreme court, or Justice Courts. However, if you’re facing financial hardship, you may qualify for a fee waiver, allowing you to file your case without paying the required fees. Step-by-step instructions on special rules for requesting a fee waiver status are available at the courthouse.

Default Judgments and Judgment Creditors 

However, if the liable parties in a lawsuit fail to respond to a claim, courts may issue a Default Judgment, awarding compensation to the plaintiff without a trial. Once a money judgment is secured, the judgment creditor (winning party) may enforce it using legal methods like wage garnishment, bank account levies, or property seizure to collect unpaid funds.

Legal Action Against Insurance Companies

Many lawsuits involve disputes with an insurance company or insurance provider over insurance policy coverage and claims rules. If an insurer denies valid claims, plaintiffs can file a notice of appeal and escalate the issue to civil courts, or the Justice of the Peace Court to seek justice.

Judgment Debtors and Collection Agencies 

Once a lawsuit results in a money judgment, the winning party may pursue compensation through judgment debtors. If the debtor refuses to pay, a collection agency may use collection techniques, including wage executions, bank deposit levies, or installment payments, to enforce repayment and recover the unpaid judgment. The debt collectors can keep the judgment alive and use various ethical techniques to recover your settlement award.

Legal Issues in Contract Disputes 

Lawsuits impact people’s financial compensation, personal assets, social security benefits, and bank accounts. Business owners, including those running a sole proprietorship, may experience levy on business assets or legal action that affects their operations.

Also, oral contracts and written agreements may result in lawsuits if a breach of contract occurs. Plaintiffs can seek damages through the claims court, County District Court or civil lawsuits. Businesses may also face legal consequences for violating security deposit agreements or engaging in negligent recruiting practices.

Recovering Compensation for Personal Property and Real Estate Damages 

Lawsuits often involve personal property and real property damage claims. Plaintiffs may file claims for money or sue for losses related to faulty workmanship, breach of contract, or damage caused by a negligent party.

If a property manager or business defendant refuses to compensate, the legal process may require submitting a complaint form at the county justice court and following the claims process to seek fair compensation.

Additionally, some settlements allow for payment plans, ensuring compensation is distributed over a designated time period. To recover financial compensation, you must file your lawsuit within the statute of limitations.

How Can High Rise Financial Help You?

For plaintiffs facing income loss and struggling financially, pre-settlement loans provide an alternative to traditional loans, offering risk-free cash advances without credit checks or monthly payments. 

High Rise Financial is a litigation finance company that works closely with plaintiffs like you to provide access to the money you need while your lawsuit moves forward. Compared with traditional loans, lines of credit, and other financing options, funding backed by a pending lawsuit comes with fewer financial risks. Applying for a lawsuit loan begins with filling out our online application and speaking to a team member.

A High Rise Financial team member will talk with you about your case and work with your lawyer’s office to understand the potential compensation you are fighting for and the likelihood of your case resolving in your favor. With this information, we can help you complete your application for lawsuit funding.

Complete a Free Application form now

The Amount of Funding You May Be Eligible For

After a completed application, you can expect an answer in a day or two about whether your loan is approved and, if so, for how much money. When reviewing a lawsuit loan application, we look at the value of your pending legal claim, the likelihood that your case will win, and the approximate costs of your legal representation. This information will help 

High Rise Financial consider whether an advance of settlement compensation is appropriate in your case and how much money we can provide for you. If you are approved, you will get your settlement cash advance within 1-2 business days.

Complete a Free Application form now

Paying Back the Money You Receive in Lawsuit Funding

You do not need to worry about how you will pay back your lawsuit loan if you are approved with High Rise Financial. If you receive a loan backed by the pending settlement in your case, you will repay the loan when you receive compensation in your case. The value of your loan plus the interest agreed upon at the acceptance of the loan will come out of the award in your case, whether it is a settlement or a verdict.

What Happens with Lawsuit Funding if You do Not Win Your Case

A natural concern when considering lawsuit funding is how you will pay back the loan amount and accrued interest if your case does not succeed. However, a unique benefit of lawsuit funding with High Rise Financial is that you will not be responsible for paying back your funds if you do not win your case. You will only pay back your funds when you win, and the money will come directly from your settlement or lawsuit compensation.

Get Started on a Lawsuit Funding Application Now with High Rise Financial

If you are wondering how to file a lawsuit with no money, we can help you through the application process for lawsuit funding at High Rise Financial. Contact us now to discuss any questions you may have and to get your application underway.

Call or text (877) 735-0016 or fill out our form to apply today for free.

Call or text (877) 735-0016 or fill out our form to apply today for free.