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If you’re involved in a legal case – personal injury, car accident, or other civil lawsuits – the process can be long and unpredictable. While you’re waiting for a settlement, living expenses and other bills don’t stop coming. You still need to pay medical costs, rent, groceries, and daily expenses. But what if you don’t have the funds to manage everything while your case is still pending? This is where lawsuit loans come in.
For many claimants, lawsuit loans offer financial relief before your case is resolved. It provides you with the immediate cash advance you need to stay stable during litigation. Unlike traditional loans, a lawsuit loan isn’t based on your credit score or employment history. Instead, you will receive the pre-settlement funding based on the expected value of your settlement. Also, repayment only happens if you win your case. In this article, we’ll explore how lawsuit loans work and how you can get funding fast with High Rise Financial.
What Is a Lawsuit Loan?
A lawsuit loan, also known as pre-settlement funding, allows plaintiffs to receive a portion of their future settlement early. It’s designed to help claimants cover essential expenses while their case is ongoing. Some key features that make our lawsuit loans at High Rise Financial unique include:
- No monthly payments – You only repay if you win or settle your case, so there’s no financial pressure during litigation.
- No credit checks or income requirements – Approval is based on your lawsuit, not your personal financial history.
- Fast access to funds –Approved applicants may receive funds quickly—often soon after attorney confirmation.
- Risk-free funding – If your case is unsuccessful, you owe us nothing.
Essentially, our lawsuit loans at High Rise Financial provide financial stability to plaintiffs. The settlement cash advance ensures that you or your loved ones don’t have to struggle financially while waiting for your rightful compensation.
Step-by-Step Process of How a Lawsuit Loan from High Rise Financial Works
At High Rise Financial, we believe that lawsuit loans should be simple, fast, and stress-free. Our team is committed to providing claimants with fair funding options and helping them stay financially secure throughout their case. Here is a step-by-step guide on how our pre-settlement loans work:
The Notification Process
If you’re interested in getting pre-settlement funding, the first step is reaching out to us. You can contact us via phone, text, or email. Our experts will review your situation and explain the process to you. We want to make sure that you understand how legal funding works before moving forward.
The Application Process
Next, you will complete an online application by filling out a form on our user-friendly site. You will also provide details about your case. Since our lawsuit loans do not require credit checks, the form is straightforward and only asks for basic case information. You can also provide:
- Attorney contact details
- Case type and stage
- The severity of your injuries
- Legal documents or supporting evidence
Our application process is designed for your convenience. Hence, you can submit your requests quickly and easily.
The Consultation Process
Once we receive your application, our legal funding specialists will consult with your attorney to verify your case details. Our dedicated team will work directly with your lawyer to confirm the following:
- The strength or merits of your case
- Expected compensation amount
- Legal timelines and processing details
- How long it may take your case to settle.
- Whether you are seeking punitive damages
- Whether you are filing a wrongful death claim.
This consultation ensures that we provide the right funding amount for your financial needs.
The Review and Decision-Making Process
After the attorney consultation, we review the case and determine eligibility for funding. Approval decisions are based on:
- The likelihood of winning or settling
- The estimated lawsuit payout
- Financial urgency and claimant needs
Since lawsuit loans are risk-free, funding approval is NOT based on credit history or employment status.
Approval and Offer Process
Once we review and approve your legal funding application, we will provide a funding offer that outlines the following:
- The loan amount available to you
- Our one-time flat-rate fee
- No monthly payments and repayment only if you win
- Transparent funding terms with no hidden fees
We have provided pre-settlement funding amounts ranging from $500 to $250,000. This ensures that you receive the right financial support based on your lawsuit’s value.
Funding or Disbursement
Once you accept our funding offer, we will transfer the settlement cash advance to you as soon as possible after approval. You can use the settlement funds however you need them, whether it’s to pay medical bills, debts, rent, groceries, or daily living expenses. There are no restrictions on spending.
Repayment Process
Repayment happens only after the case settles, meaning claimants never have to worry about out-of-pocket payments. Upon winning your case and receiving your rightful financial compensation, your attorney will deduct the agreed percentage directly from your final lawsuit payout. This ensures a smooth and stress-free process. However, if your case is unsuccessful, you don’t need to pay back anything.
Are There Upfront Fees or Monthly Repayments?
No—High Rise Financial does not require upfront fees or monthly repayments. Unlike traditional loans, where borrowers must make scheduled payments regardless of their financial situation, lawsuit loans offer complete flexibility. Since repayment only happens if you win, you don’t need to worry about out-of-pocket costs.
Apply for Lawsuit Funding with High Rise Financial Today
If waiting for a lawsuit settlement has left you struggling financially, High Rise Financial is here to help. Our pre-settlement funding provides fast and risk-free financial relief. Contact us today or call (866) 407-6404 to apply for legal funding. Our dedicated representatives will be happy to speak with you, enlighten you about the cases we fund, and walk you through the application process. Apply today to get the immediate financial support you need!