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Waiting for your personal injury lawsuit to settle or go to trial can be emotionally frustrating and financially draining. In many cases, people who were severely injured have lost wages or cannot work at all. And if you’re one of the millions of Americans living paycheck to paycheck, you’re wondering how you will pay the bills.
High Rise Financial is a reputable pre-settlement funding company that offers risk-free lawsuit loans to claimants with pending civil cases. We serve personal injury plaintiffs from all over the U.S. Our only requirements for applying for a pre-settlement merchant cash advance are that you are involved in a personal injury claim or lawsuit, and a lawyer represents you.
The Application Process
The application process is quick, easy, and, best of all, free. All you need to do is fill out the form on our Apply Now page. The process for a lawsuit loan can be complex, but getting a pre-settlement loan is easy.
We ask for basic information, such as your name, contact information, and state. We also ask for the name of the attorney or law firm representing you and their contact information.
Once we have this information, we will reach out directly to your attorney to get the details of your case, including:
- How your accident or injuries happened
- Who the opposing party is (whether it’s an insurance company, corporation, or individual)
- The extent of your injuries
- The chances that you will fully recover or need continuing care
- Lost wages or lost ability to work
- Current and future medical expenses
- Whether you are suing for pain and suffering
- Whether you are seeking punitive damages
Next, our underwriters will determine if we can provide you with pre-settlement legal funding to help you pay your living expenses and other urgent expenses. The estimate will not take much time, so you’ll know if you qualify soon after applying.
Pre-Settlement Legal Funding Is Not a Standard Lawsuit Loan
The pre-settlement legal funding process is different from a traditional loan or personal loan. It’s more like an advance on settlement funds and can be used to pay expenses related to your case.
Your lawsuit cash advance is non-recourse funding. It is directly tied to your settlement money or jury award, not how good your credit is. Because of this, we do not need the following:
- A credit check or credit score
- Proof of employment
- Tax records
Without the need to check information about your financial status, it’s a quick and easy process. Our application process is streamlined for you, too. If you have any questions about the application process, our friendly team can answer them.
To apply for free, call (877) 735-0016
The Approval Process
We approve most clients, sometimes in as little as an hour. As long as you have a legitimate personal injury case and the facts are on your side, we can likely provide a cash advance on your eventual settlement or jury award.
We fund a variety of cases, whether you have a medical malpractice case or a case involving physical violence that resulted in your injuries. If you are approved, we will write an offer, which you and your attorney can review and sign.
The agreement will spell out how much you will receive as a cash advance on the settlement and will also include our one-time, flat fee. We do not charge monthly interest, which can balloon the cost of what you owe.
How Much Pre-Settlement Funding You Might Receive
How much legal funding we can provide you depends on the specifics of your case and the extent of your injuries. For example, people who have suffered catastrophic injuries in a car accident or workplace injury might be eligible for up to $250,000. Less serious injuries might make you eligible for anywhere from $500 to $100,000.
We aim to help you make ends meet so you can focus on working with your lawyer to negotiate the best settlement. When you work with us, you are no longer tempted to take a lowball offer from the insurance company because you have options. When you receive your pre-settlement legal funding, you can use your settlement money however you like.
You can use it to pay medical expenses, cover expenses for the month like rent, and even groceries. You’ll finally have a pathway to financial relief.
How You Pay Us Back
Pre-settlement legal funding, or a cash advance on your settlement, is also different from a standard lawsuit loan regarding how you pay us back. There are no monthly payments and no interest charges. Unlike other pre-settlement loan companies, we offer a flat-rate repayment method, so you don’t have to worry about any upfront costs.
You Pay Us Back When You Win Your Case
When you get your settlement or jury award, the other side will send your lawyer a check for the compensation package. Your lawyer will pay us directly out of those funds. After that, your lawyer will deduct legal fees and disburse funds to other agreed-upon parties, such as your doctor. Once that is taken care of, your lawyer will transfer the remaining funds to your bank account.
If You Lose Your Case
A pre-settlement cash advance from our legal funding company is risk-free. Even if you somehow lose your case, you don’t have to pay us back.
We assume the risk of your lawsuit settlement loan. This is why we typically only provide pre-settlement funding to plaintiffs who are more likely to win their cases.
FAQs About Settlement Cash Advances
What Is a Non-Recourse Loan in Lawsuit Funding?
A non-recourse loan means you only repay if your case results in a successful outcome. If your lawsuit doesn’t settle in your favor, you won’t owe anything.
How Are Lawsuit Advances Different From Bank Loans?
Unlike a bank loan, lawsuit funding is not based on your credit history, credit rating, or income verification. Instead, eligibility depends on the strength of your legal claims.
Can I Use My Settlement Advance for Mortgage Payments and Utility Bills?
Yes! Plaintiffs often use their settlement loans to cover mortgage payments, utility bills, medical debt, retirement income, and medical expenses during their ongoing lawsuit.
How Quickly Can I Receive a Pre-Settlement Advance?
After approval for our non-recourse cash advance, plaintiffs typically receive their funds within 1–2 business days. This ensures that they have the financial resources needed before the legal proceeding concludes and can continue to pursue your fair settlement.
Do I Need to Pay an Application Fee?
Most reputable lawsuit funding companies, like High Rise Financial, do not charge an application or funding fee. This makes the pre-settlement funding process simple and accessible. Our aim is to help you achieve relief from your financial burden.
Can I Apply If I Have an Auto Accident Claim?
Yes! Many auto accident victims qualify for Pre-Settlement Lawsuit Funding, allowing them to access funds before their eventual settlement.
Is Lawsuit Funding Governed by Applicable Financing Laws?
Yes, lawsuit funding companies adhere to applicable financing laws, ensuring that plaintiffs receive fair and legal financial assistance.
Can I Request Post-Settlement Funding?
Yes! If you need additional support or legal loans after winning your case, you can apply for Post-Settlement Funding, securing money before receiving your final settlement check.
Complete a Free Application form now
Apply Today for Pre-Settlement Funding
If a cash advance on your settlement sounds like a good solution to help you make ends meet, fill out the form on our application page to start the process. You and your lawyer will hear from us quickly to help us gather the necessary information and explain the process to you.
If approved, we can have the cash transferred to your bank account within 24 hours in most cases so you can immediately pay medical bills and other expenses. Contact us today and let our team at High Rise Financial be your partner in financial relief. We’re ready to be the pre-settlement funding company for your needs.
Call or text (877) 735-0016 or fill out our form to apply today for free.
