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If you filed a personal injury claim and you have a lawyer representing you, you qualify to apply for pre-settlement funding. And no, the application process DOES NOT require a credit check or financial statement.
If you were seriously injured or incapacitated through the negligence of another, you may be hurting financially. With big medical bills compounded by lost wages or the inability to work at all, you’re probably looking for ways to help make ends meet until your personal injury case resolves.
The good news is, pre-settlement legal funding from High Rise Financial could be a good solution for you.
Interested? Fill out the form on the Apply Now page to get started.
How the Pre-Settlement Legal Funding Process Works
Pre-settlement legal funding is not a typical personal loan. It is also not a lawsuit loan with high interest rates. Since the amount of money we can give you is directly tied to your eventual settlement or court award and not your creditworthiness, we do not need to run a credit check or examine your financial statements.
The only information we need from you to process your application is:
- Your name
- Your contact information
- The state you live in
- Your lawyer or law firm’s name
- Their contact information
- The specifics of your case
As you can see, the application process is pretty simple. We may speak with you about your injuries, but we will work with your lawyer directly to get the information we need on the specifics of your case. This may involve them emailing or faxing us documentation related to your claim. We will need to know several things, including, but not limited to:
- The severity of your injuries
- Your chances for a full recovery
- The specifics of the event(s) that caused your injuries
- The amount of your current and expected future medical bills
- Who you have filed a claim against
- How much money you have lost in wages to date, as well as future wages
- The damages you are seeking
- Whether you can claim punitive damages
- How close your case is to settlement or to trial
Once we have all of this information, our underwriters go to work.
To apply for free, call (877) 735-0016
How Much You Can Receive in Pre-Settlement Legal Funding
How much you can receive in pre-settlement funding depends on many of the factors above. Our underwriters will compare your case to similar personal injury cases in your state. They will also use some industry formulas to then calculate how much they think your settlement or jury award might be.
They then give us a figure that we can provide to you for legal funding. Depending on your individual circumstances, the amount can be anywhere between $500 and $250,000, with the higher amount reserved for those with more serious injuries or for wrongful death cases.
If you agree to the legal funding amount, you and your lawyer sign the applicable financial documents. Those documents spell out the amount of legal funding you will receive, and the amount you must pay back to High Rise Financial when you win your case. You will be required to pay back the full amount of legal funding, plus a one-time flat-rate fee that we charge for our services.
No Interest and No Monthly Payments
You read that right. You don’t pay us until you win your case. No monthly payments and no compound interest to worry about. You will always know the amount you need to pay back, and it will not increase. This is because legal funding is a lawsuit loan alternative. You receive all the benefits of getting the cash you need without the downsides of a typical loan.
How You Pay Us Back
When your case settles or you get a court award, the other side will send your lawyer a check. They then pay us back directly from those funds. Your lawyer will deduct their legal fees and any other agreed-upon costs, including any money you owe the IRS. Once you meet all the mandatory financial obligations, the rest of the money is yours.
This may be what is left from one lump sum payment or years of payments. It depends on what you and your lawyer agree to.
If You Lose Your Case
Most of our clients win their cases. But in the event you lose your case, you don’t have to pay us back. That’s right, pre-settlement legal funding is truly a no-risk financial alternative to a standard loan.
High Rise Financial, like your personal injury lawyer, works on a contingency basis. We get paid if you win, and we don’t get paid if you lose. When we provide you with pre-settlement legal funding, we believe you have a very good chance of winning your case. We are prepared to take the risk so you don’t have to.
For example, if you took out a personal loan or a home equity loan, you would still be responsible for paying that loan back if you lost your case. But with pre-settlement legal funding, you are protected if you lose your case.
Apply for Pre-Settlement Legal Funding Today
Pre-settlement legal funding can be a great way to tide you over financially while you pursue your personal injury case. If you’ve exhausted your savings, we can help you. Remember, there is no interest and no monthly payments with legal funding. And because of our streamlined process, once you’re approved you could have the cash you need in as little as 24-48 hours.
The entire application and approval process can happen in a day. Once you are approved, you will have a dedicated case manager who will be your point of contact. They will know all the details of your case and can answer any questions you may have.
To get started, we ask that you fill out the form on the Apply Now page. It’s pretty straightforward, but if you have questions, please call the High Rise Financial team at (866) 407-6404. We will be happy to assist you in any way we can.
Call or text (877) 735-0016 or fill out our form to apply today for free.
