Apply Now 
If money is tight while you wait for your personal injury case to reach a settlement or go to trial, you may have already applied for and received pre-settlement funds. But if that money has since run out, and you weren’t really happy with the way the first company handled things, you can still apply for pre-settlement funds even if you received prior funding elsewhere.
Of course, we can’t speak for other companies. But with High Rise Financial, you should know upfront that we will fully review your case and take into account how much money you have already received (and thus will owe) when you win your case.
We take care not to give you so much pre-settlement funding that you can’t pay everyone back when you win your case.
Complete the form on the Apply Now page to get started.
How We Determine Your Pre-Settlement Funding Amount
When you apply for pre-settlement funding with us, we’ll ask for some of the same information you and your lawyer had to provide to the other company. We may request additional information as well, including a copy of your financial agreement.
And since legal funding is tied to your settlement, rather than your creditworthiness, we will not run a credit check or request to see your pay stubs.
This information we WILL request can include, but is not limited to:
- When and how your accident happened
- Who the defendant is
- The severity of your injuries
- If you are permanently disabled, disfigured, or will fully recover from your injuries
- If you suffer from mental health issues after your accident
- Your current and expected medical costs
- The amount of lost income, both current and future
- If you are the main earner in your family
- If you have children
- Property damage costs
- If you are seeking punitive damages
- The expected settlement or trial date
- Your financial agreement with the other company
Armed with all of this information, our underwriters will go to work to determine what we can offer you. They will use industry calculators to determine what you might receive for pain and suffering as well as what you could reasonably expect in compensatory damages.
They will also compare your case details with similar cases in your state to predict the outcome. After running the numbers, they will give us a dollar figure that we can offer.
We will then present you with a written offer. You are under no obligation to accept it. But if you and your lawyer do choose to accept it, you will both sign the agreement. Once you have done that, we can transfer your pre-settlement funds to your bank account within 24-48 hours.
The money is then yours to spend how you see fit with no strings attached. Most of our clients use the money to pay living expenses, such as the rent, the mortgage, utilities, groceries, and other day-to-day expenses.
To apply for free, call (877) 735-0016
How You Pay Us Back
If you already applied for and received pre-settlement funds from a legal funding company like High Rise Financial, you probably already know how all this works. Rather than make monthly payments, you pay us back in one lump sum when you get your settlement or court award. That includes your funding amount as well as our one-time flat-rate fee as detailed in your agreement.
When you win your case, the other party must send the required monetary payment to your lawyer’s firm. Your lawyer then pays us and the other funding company. Then, they deduct their legal fees. If you have other claims on your settlement money, your lawyer will disburse funds to resolve those as well. Those might include:
- Back tax payments
- A medical lien
- Back child support
- Alimony payments (depending on your divorce decree)
Once your lawyer settles all of those issues, the rest of the money from your Boston lawsuit loans, or wherever you happen to reside, is yours.
If You Lose Your Lawsuit
We only fund personal injury cases when we feel our clients have a very good chance of winning. But we know not everyone wins their case. This can be for any number of reasons, including:
- Finding of contributory negligence
- Suppression of evidence
- Social media
- Misstatements
Any of these factors can derail even the strongest of cases. But the good news for you is that if you lose your case, you do not have to pay us back. In all likelihood, you don’t have to pay your personal injury lawyer either, as long as you hired them on a contingency basis. In other words, no one gets paid if you don’t win your case.
Whether you have to pay back your other source of pre-settlement funding depends on the company. If it was true legal funding, you’re likely off the hook. But if you applied for a lawsuit loan or personal loan, you may be required to repay the loan.
Areas We Serve
Although we are based in Los Angeles, California, High Rise Financial works with personal injury plaintiffs from all over the country. We have a number of clients in New York, New Jersey, Pennsylvania, Texas, and Florida as well, and many states in between.
If you have exhausted your financial options and need cash to tide you over until your case settles, pre-settlement funding may be a very good option. You may want to discuss this with your lawyer before applying, as they have to sign the financial agreement along with you.
Apply for Pre-Settlement Funding Today
At High Rise Financial, we make applying for pre-settlement funding free, fast, and easy. And yes, you can still apply with us if you had prior funding elsewhere. We will take into account how much funds you have already received when we determine what we can offer you.
To get started, fill out the form on the Apply Now page. Once we have your application, we will contact your lawyer for details on your case, including how much legal funding you have already received (and what you will need to pay back when you win your case.)
If you have questions or need help with the online application, call us at (866) 407-6404.
Call or text (877) 735-0016 or fill out our form to apply today for free.
