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Losing a loved one to the negligence of someone else is a tragedy. Then, on top of your grief, you often have to wait through a laborious lawsuit process before getting the compensation you deserve.
If you are a surviving spouse or child of someone who passed away due to the actions or negligence of another person, you might file a wrongful death claim and wait months or even years for the claim to resolve.
Money will never replace your loved one, but having funds can help you and your family remain financially stable while your attorney holds the at-fault party accountable. High Rise Financial offers pre-settlement legal funding for surviving spouses and children, as well as other eligible family members who have filed a valid wrongful death lawsuit. Learn more about wrongful death lawsuit funding.
Our application process is entirely online, but please call our team at (866) 407-6404 if you have any questions about getting your money today.
Pre-Settlement Funding Is Different From a Lawsuit Loan
According to a report by the New York Times, lawsuit loans add risk to the injured. You may have heard of horror stories from people with personal injury or wrongful death lawsuits who took out a lawsuit loan and ended up paying back two to three times what they borrowed due to exorbitant interest rates and monthly fees.
Pre-settlement legal funding is not the same as a lawsuit loan. It has several key differences, most of which have to do with the risk involved. At High Rise Financial, we provide pre-settlement legal funding because this form of financial aid poses no risk to you.
Non-Recourse Debt
Lawsuit loans are often recourse loans. This is a designation used by the Internal Revenue Service to categorize different types of debt. Here’s what you need to know.
- Recourse debt: the lender can take the loan’s collateral and continue to pursue payment from you if the collateral does not cover the full value you owe.
- Non-recourse debt: the lender cannot continue to pursue payment from you after collateral, even if the collateral falls short of the value you owe.
In other words, non-recourse debt does not hold you personally liable. For example, if you take out a non-recourse home loan from the bank and use the house as collateral, the most the bank could do if you default is to take your house. While that is not good, it is much better than a recourse loan, for which the bank could take your house, garnish your wages each month, and pursue other forms of debt collection.
Pre-settlement legal funding is non-recourse, which means that you do not have to pay us back if you do not win your lawsuit.
Non-Invasive Process
Your family is already grieving. You don’t need the hassle and privacy invasion of having a lender look through your finances, but that’s what can happen when you take out a lawsuit loan. Since many lawsuit loans force you to pay back your loan even if you get no compensation, their lending decision may be based on your personal finances. That means having to provide items like bank statements, proof of employment, and other data you may not be comfortable sharing.
High Rise Financial bases our decisions on your expected compensation package, since we are paid back for the funding we provide out of your eventual settlement or jury award. Since it’s not about your personal finances, we don’t need to invade your privacy!
- NO deep dive into your bank statements
- NO need to look at your tax returns
- NO monthly payment plans
- NO compound interest
- NO RISK!
To apply for free, call (877) 735-0016
How to Get Funding From High Rise Financial
At High Rise Financial, we know that the last thing you want to worry about after a loved one passes away is money. We make our process simple and efficient so that you can quickly apply, quickly get your funding, and set your mind on what really matters. The only step that requires effort on your part is the first one: filling out the application form. Here’s how the process works.
- You apply online by filling out the form on our Apply Now page.
- Our underwriters evaluate your claim and approve it in as little as 24 hours.
- You get your money in your bank account (up to $250,000, depending on the facts of the case).
- When your case settles, your attorney writes us a check for an agreed upon repayment amount out of the settlement package you received from the at-fault party.
You may notice some key highlights: we use a flat fee rather than compound interest, and your attorney pays us back so that you don’t even have to worry about repayment.
When you apply, include information about your wrongful death claim, the compensation you expect to receive, and your attorney or law firm’s contact information. Remember, if you don’t win your claim, you don’t have to pay us back!
Get Relief Today with Pre-Settlement Legal Funding
If your family suffered the loss of a spouse, parent, or other close relative, get financial relief now rather than having to wait for a long, drawn-out lawsuit to settle. Fill out the form on our Apply Now page and we can have money in your account in as little as a single day.
For any questions, feel free to call our offices at (866) 407-6404 and one of our financial experts will provide you with the answers you need.
Call or text (877) 735-0016 or fill out our form to apply today for free.