At High Rise Financial, we supply personal injury plaintiffs like you with legal funding—no strings attached. This means that if you have filed a personal injury claim and have your lawyer representing you, we may be able to provide you with a portion of your eventual settlement now.
Your case may not settle for weeks, months, or even years. If you’re like most plaintiffs who have been seriously injured in a car accident, a slip and fall, or other accident caused by the negligence of another, you have mountains of medical bills. And if you’re out of work because of your injuries, you’ve probably already blown through any savings you had.
If you’re having trouble making ends meet, pre-settlement funding is a no-risk, no-strings-attached option to get the cash you need, and fast. There is no credit check and no proof of employment needed to apply.
Interested? Fill out the form on the Apply Now page to get started.
In This Article
When we say “no strings attached,” we mean it. No one is looking over your shoulder to see how you’re spending your legal funding. With that being said, most of our clients opt for spending the money on day-to-day living expenses, including:
- Mortgage payments
- Car payments
- Credit card payments
- Medical bills
- School or daycare costs
But that doesn’t mean you are limited to those items. Self-care is important. If you need a pick-me-up, like a haircut, manicure, or massage, go for it. We wouldn’t advise that you splurge on a big vacation or buy a boat, per se, but we don’t control the funds once they’re in your account. You are allowed to spend your money as you see fit.
When we provide you with legal funding, we try to provide you with enough funds to help make ends meet until the projected time of settlement or the end of your court case.
If you run out of funds before your case settles, you can apply for a second round of legal funding. If you qualify, how much you can receive depends on the size of your projected settlement and how much funds we provided you with initially.
To apply for free, call (877) 735-0016
Your Legal Funding Amount
The amount of legal funding you receive depends on the specifics of your case and what state you live in. While most states do not limit compensatory damages, otherwise known as actual damages, many states put a cap on punitive damages, especially in medical malpractice cases.
In general, compensatory damages compensate you for your actual losses. Punitive damages may be awarded in addition to actual damages in order to punish the defendant for gross negligence.
Your personal injury lawyer can explain the various types of damages to you more fully, including special damages and general damages.
Things our underwriting team looks at include:
- How your accident or injuries occurred
- How severe your injuries are
- What your chances are of full recovery
- Your pain and suffering
- If you suffer from PTSD as a result of your accident
- Your medical costs, both current and future
- Property damage
- Loss of income, both current and future
- If you are seeking punitive damages
- Who the defendant is
- The projected settlement amount
- The expected settlement or trial date
After a full review of your case file and examination of tort law in your state, our underwriters will come up with a dollar figure we can offer you. We will present you with a written offer, which you are under no obligation to accept.
But if you and your lawyer agree to the terms, you sign the agreement. In most cases, once we have the signed agreement, we can transfer the funds to your account within 24 hours. And again, once you have the funds there are no restrictions on what you can spend them on.
When and How You Repay Us
If you’re having trouble paying your bills while you wait for your personal injury lawsuit to resolve, pre-settlement legal funding from High Rise Financial can help. We’ve helped personal injury plaintiffs from all over the country meet their financial obligations. It’s a risk-free option since you don’t pay any upfront fees and you don’t pay us back a penny if you lose your case.
Unlike a typical loan, with pre-settlement legal funding, you do not need to make monthly payments. You also don’t need to worry about high compound interest rates. That’s because we don’t charge interest, and you don’t repay us until you win your case.
This means you owe us only the full amount of legal funding we’ve provided to you, plus our flat-rate fee. The total will be due when your case settles or when you win in court. When your case resolves, the other side will transfer funds to your lawyer’s firm. Your lawyer will then pay us directly from those funds.
If You Lose Your Case
Here’s the best part: if you lose your case, you do not have to pay us back. Not a penny, even if you haven’t spent all of your legal funding yet. We operate much like your personal injury lawyer does — we only get paid if you win your case.
Legal funding is designed to protect you financially while you wait for your personal injury case to resolve. If you qualify, you get the cash you need to pay the bills and ease the financial stress. This, in turn, gives your lawyer the time they need to negotiate the best settlement they can.
Applying for Legal Funding Is Fast and Easy
If legal funding sounds like a good option for you, please complete the form on the Apply Now page. We’ll be in touch with you and your lawyer shortly. In many cases, the turnaround time for approval is less than an hour. And if you’re approved, we can transfer the funds to you within 24-48 hours.
If you need assistance, please call us at (866) 407-6404. We’re available to take your call 24/7.