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Your car accident settlement can take anywhere from a few months to over a year. This can be very frustrating, especially when you’re dealing with mounting bills and lost income in Blue Springs. At High Rise Financial, we believe victims should not have to suffer due to someone else’s mistakes. This is why we offer Missouri car accident loans to help plaintiffs sustain themselves while their case is in progress.
How a Car Accident Loan is Better Than a Traditional Bank Loan
Plaintiffs in Blue Springs experiencing financial strain during their legal case have two primary options: a lawsuit loan or a traditional bank loan.
Here’s why lawsuit funding is the better choice:
- Lawsuit loans are non-recourse.You’ll only repay your lawsuit funding if you win your case. If you lose, you owe nothing. This makes pre settlement loans a low-risk financial option.
- Presettlement funding does not require credit checks. Unlike traditional loans, you don’t need a good credit score to qualify for a lawsuit loan. This makes settlement loans accessible to plaintiffs from diverse financial backgrounds.
- Lawsuit loans do not require monthly repayments. When you apply for a settlement loan, you don’t have to worry about managing a monthly repayment schedule. Instead, you only repay the pre settlement funding if you win your case.
- Lawsuit loan approval is based on case merits. The approval for a Blue Springs car accident loan is based on the strength of your case, not your employment or financial history. This means that you can secure a settlement loan even if you do not have an income.
Types of Car Accident Lawsuits That Qualify for Settlement Loans
At High Rise Financial, we offer lawsuit loans for a wide range of car accident cases, including:
- Pedestrian accidents
- Motorcycle accidents
- Drunk driving accidents
- Bicycle accidents
- Car wrecks
- Bus accidents
- Ride-share accidents
How Much Presettlement Funding Can You Get?
At High Rise Financial, the amount of settlement funding you can receive in Blue Springs is determined by the specifics of your case. To estimate a suitable lawsuit loan amount, we will consider factors such as:
- The strength of your case
- The potential settlement amount
- The extent of your injuries
- The expected duration of your case
Cases with strong evidence and severe injuries tend to qualify for higher settlement loan amounts. However, each case is assessed individually to determine the ideal level of legal funding.
What Can You Use Settlement Loans For?
Once you receive your pre settlement loan, there are no restrictions on how you spend the funds. In Blue Springs, most plaintiffs use lawsuit loans for accident-related costs such as medical bills and car repairs. You can also use your pre settlement funding to cover living expenses such as:
- Rent/ mortgage payments
- Utility bills
- Groceries
- Childcare
- Tuition
Bills can pile up quickly while you recover from your injuries. But through our settlement loans, you can maintain your standard of living while your case proceeds.
Get Pre Settlement Funding in Blue Springs from High Rise Financial
If you have been injured in a car accident, you do not have to carry the financial burden alone. At High Rise Financial, we support plaintiffs in Blue Springs through our lawsuit loans. Our settlement funding allows you to take back control of your finances while your case is still pending. Apply for a car accident loan through our online form now or call us today to discuss your specific concerns.