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The Center for Public Integrity has made note of risky lawsuit loans that either force you into a longer repayment plan with compound interest (making you pay back up to three times what you initially borrowed) or ask you to repay the lender even if you don’t win your lawsuit. It’s natural to be suspicious of lending companies in this climate, but pre-settlement legal funding is vastly different. For starters, High Rise Financial is an authorized lender with a reputation to uphold. As for how long you have to repay your pre-settlement funding, the answer is simple:
- If you win your lawsuit, repayment is sent to us by your lawyer all at once out of your settlement or jury award, and you keep the rest.
- If you lose your lawsuit, you don’t have to repay us at all!
No more monthly payments, no compound interest accruing over months and months, no having to remember when you pay us back, and NO RISK.
If that sounds like a much better deal than a lawsuit loan or risky cash advance, that’s because it is. Fill out an application today to get money in your account in as little as 24 hours.
How Repayment Is Structured
When we say there are no hidden fees and no compound interest, we mean it. Instead, High Rise Financial provides funding with a flat fee, and you agree to the repayment plan ahead of time. The whole process is transparent and designed to put as little stress on you as possible. Here’s a breakdown of how it works.
- We deposit money into your account based on our evaluation.
- You spend that money as you need, waiting for your lawsuit to resolve.
- You win the lawsuit and get a recovery package from the at-fault party.
- Once your attorney gets the check from the at-fault party, they send us the agreed-upon repayment amount.
- You keep the rest!
We said this up above, but it bears repeating: you do not have to pay High Rise Financial back if you do not win your lawsuit.
To apply for free, call (877) 735-0016
What to Include in Your Application
Since the repayment of your pre-settlement legal funding comes from your settlement or jury award, we don’t need to delve into your personal finances before making a decision. Instead, we base our evaluation on the facts of your case.
- No credit check
- No proof of employment
- No bank statements (unless they are related to your injuries and damages)
- No tax records
- No hit to your credit (pre-settlement legal funding does NOT show up on a credit report)
When you apply, make sure to include details about your case, the kinds of injuries you sustained, and the lingering effects of those injuries. For example, an injury that causes paralysis often will garner a higher compensation package than an injury that causes a broken bone. While broken bones hurt, they usually heal. Paralysis can be permanent and can affect your ability to earn an income.
Also, we require you to have an attorney on your case in order to be eligible for pre-settlement legal funding from High Rise Financial. Not only is that due to the fact that we work directly with your attorney to ease the burden on you, but it also makes good sense. With a lawyer or law firm backing you, history shows that you have a far better chance of getting the compensation you deserve. So, when you apply, you need to include contact information for both you and your attorney.
Why You Should Get Pre-Settlement Funds
Getting pre-settlement legal funding is a good idea for a variety of reasons. The decision makes sense both from a personal finance perspective and from a legal tactic perspective.
Paying for Your Expenses
First, pre-settlement legal funding can be used for anything. It’s your money, and you have control over how it is spent. Sometimes, lenders will provide money to you with specific designations attached. For example, if you get medical funding, it has to be spent on medical care.
Pre-settlement legal funding, though, can be used on anything. Common uses include:
- Medical bills
- Utility bills
- Rent or mortgage payments
- Putting food on your table
- Gas for daily transportation
- School tuition
- Repairing damaged property from your accident
Gaining the Upper Hand in Negotiations
Secondly, the opposing side in your lawsuit usually tries to use stall tactics as a way of pressuring you to agree to a lowball settlement offer. They know that injured people often cannot work, losing out on income just as medical expenses and other bills pile up, along with daily expenses.
When you get pre-settlement legal funding, you take this primary tactic away from the at-fault party and allow your attorney to work as long as necessary to get you the recovery package you truly deserve.
Get Your Funding in as little as 24 Hours
If you have a personal injury lawsuit pending, it’s time to consider financial assistance. Fill out High Rise Financial’s FREE online application on our Apply Now page and you can have money in your bank account in as little as 24 hours.
Our team is dedicated to providing injured people with the funds they need, safely and risk-free. If you have any questions or concerns about the process, get in touch with us via email through our contact page or call us at (877) 823-4377.
Call or text (877) 735-0016 or fill out our form to apply today for free.