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Standard non-recourse loans are available to help you pay for just about anything, from a house to a car, and everything in between. Non-recourse means if you default on the loan, the lender has no recourse other than to seize or repossess what you used as collateral to get the loan, such as your house. They can foreclose on you and resell the house. But if they sell it for less than what you still owed on the loan, they cannot come after you in court to get further payment.
Pre-settlement legal funding from High Rise Financial is a form of a non-recourse loan. While standard non-recourse loans are available to anyone with good credit and a low debt-to-income ratio, legal funding is only available to you if you are in the middle of a personal injury lawsuit. You must also have a lawyer representing you.
You might consider applying for non-recourse legal funding from High Rise Financial if you are struggling to make ends meet. We understand that the serious injuries that precede a personal injury lawsuit result in serious medical bills, and potentially, loss of work.
If this sounds like you, fill out our Apply Now form to see how we can help you. You can also call us at (866) 407-6404 with questions.
What You Can Pay for with Legal Funding
If you are approved for pre-settlement legal funding, you can use the money however you wish. Most of our clients use the funds to pay for things such as:
- Medical bills
- Mortgage or rent payments
- Renovations to your home to accommodate your injuries
- Utility bills
- Groceries
- Child’s education
Most people only apply for legal funding if they need it to cover the basics.
To apply for free, call (877) 735-0016
How We Evaluate Your Application
First of all, you should know that pre-settlement legal funding is not a standard loan. The amount of cash we can provide DOES NOT depend on your creditworthiness. It rests solely on the specifics of your personal injury lawsuit.
Our underwriters evaluate the validity of your claim, your chances of winning, and the potential compensation you might receive.
The Validity of Your Claim
You would not have filed a personal injury lawsuit if you didn’t feel you had a serious and valid claim. But in order to have a serious claim that will be valid in the eyes of the court, you must meet a certain threshold. The American Bar Association (ABA) spells out two crucial factors that must be present in order for you to have a solid personal injury claim:
- Liability — another person or entity was responsible for your damages
- Damages, including serious physical injuries
The Chances You Will Win Your Case
We don’t have a crystal ball, but we do have access to information about cases similar to yours. Our underwriters will compare your case to other personal injury cases to gauge your chances of winning your case and getting compensation.
Your Potential Compensation
Our underwriters can evaluate the potential compensation you might receive by comparing the specifics of your case to similar cases where there was a settlement or jury award. We then consider the specifics of your damages and future costs associated with your injuries.
We will also consider the list of damages you provide, and whether your state allows punitive damages.
How Much Legal Funding You Can Receive
Every case is different, but after the evaluation phase, we can offer you as much as $250,000, depending on how strong your case is. Also, you can apply for legal funding more than once if your case continues to drag on. If you are approved, the funds can be deposited in your account within 24-48 hours.
Applying for a Non-Recourse Loan / Legal Funding
Applying for legal funding is free and easy. When you apply, we will ask for your name and contact information. We will also need the name and contact information of your personal injury lawyer. Then, we will ask for the specifics of your case, as well as the extent of your injuries. Finally, we will ask the amount of your claim, and the expected settlement.
Armed with that information, our underwriters will evaluate your case and determine what sort of cash advance on your settlement we can offer. In most cases, you will have a determination within a few hours of applying.
Complete a Free Application form now
Apply for Non-Recourse Pre-Settlement Legal Funding Now
If you have medical bills and other expenses piling up while you wait for your personal injury lawsuit to settle, we can help. High Rise Financial may be able to help provide you with non-recourse legal funding to help you meet your financial obligations. The process of applying for non-recourse pre-settlement legal funding is fast and risk-free. Plus, it’s free. Most approved applicants get their cash within 24 to 48 hours. While our offices are in Los Angeles, we help clients all over the country.
Apply today by filling out the Apply Now form or call (866) 407-6404 to speak with one of our team.
Call or text (877) 735-0016 or fill out our form to apply today for free.