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New York’s busy streets and fast-moving traffic make it one of the most challenging places to ride a motorcycle. From Manhattan gridlock to upstate highways, riders face constant risks, especially from distracted drivers and unpredictable road conditions. When a traffic crash happens, the injuries can be severe, and the financial impact even worse.
If you’re recovering from a motorcycle accident and waiting on a lawsuit to settle, you don’t have to struggle alone. High Rise Financial offers fast, risk-free motorcycle accident loans to injured victims across New York State. Our pre-settlement funding helps you cover medical bills, rent, and daily expenses. With this, you can achieve financial relief while your attorney fights for the compensation you deserve.
Motorcycle Accident Laws in New York
Here are some laws guiding motorcycle accidents in New York State:
No-Fault Insurance Doesn’t Apply
Unlike car drivers, motorcyclists in New York are not covered by the state’s no-fault insurance system. This means injured riders must prove fault to recover compensation for medical bills and lost wages.
Liability and Comparative Negligence
New York follows a comparative negligence rule. If you’re partially at fault for the accident, your compensation may be reduced by your percentage of fault. If you’re found more than 50% responsible, you may be barred from recovering damages altogether.
Serious Injury Threshold
Additionally, to file a personal injury lawsuit against the at-fault party, your injuries must meet New York’s “serious injury” threshold, such as broken bones, permanent disability, or significant disfigurement.
What are the Benefits of Applying for New York Motorcycle Accident Loans?
Motorcycle accidents often leave victims with serious injuries, long recovery periods, and mounting bills. If you’re waiting on a lawsuit settlement, legal funding can offer critical financial relief without adding pressure or risk. Here are some of the benefits of applying for New York motorcycle accident loans:
1. Fast Access to Emergency Funds
Motorcycle injuries often require immediate medical attention, surgery, and rehabilitation. A lawsuit cash advance gives you cash as soon as possible. You can use the funds to cover hospital bills, medications, rent, groceries, and other urgent expenses. This way, you don’t have to delay care or fall behind financially.
2. No Credit or Income Requirements
Unlike traditional loans, legal funding is based solely on the strength of your case. This means that there are no credit checks, no employment verification, and no background screening. As such, motorcycle accident loans are accessible even if the traffic crash has disrupted your income or damaged your credit.
3. No Monthly Payment
In addition, you won’t make payments while your case is pending. Repayment only happens after your attorney wins or settles your case. Until then, you keep every dollar to support your recovery and daily financial needs.
4. Risk-Free: You Only Repay If You Win
Also, our New York motorcycle accident loans at High Rise Financial are risk-free and non-recourse. This means that if your case doesn’t settle or you lose in court, you owe nothing. There’s no personal liability or debt collection. This protects you from financial hardship if your case doesn’t go as planned.
5. Avoid Predatory Lending and High-Interest Debt
Motorcycle accident victims often turn to credit cards or payday loans out of desperation. Thankfully, pre-settlement funding offers a safer alternative. There are no hidden fees or upfront costs. Also, the terms of the lawsuit loans are clear and transparent. The cash advance is designed to support and not exploit you during recovery.
6. Strengthens Your Legal Position
When you’re not pressured to accept a lowball offer just to pay bills, your attorney has more time and leverage to negotiate a fair settlement. This means that your attorney will fight vigorously for your rights and help you achieve the financial justice that reflects your true losses.
7. Peace of Mind During a Difficult Time
Motorcycle accidents can be traumatic. Legal funding helps restore stability. This will give you space to focus on healing, family, and rebuilding your life. Moreover, there is no constant stress of unpaid bills.
How Much Legal Funding Can You Get?
The amount of legal funding you can receive after a motorcycle accident in New York depends on several key factors. Every case is different, so we look at the full picture before offering financial support. Here’s what we consider:
- The Severity of Your Injuries – More serious injuries often lead to larger settlements and higher funding amounts.
- The Strength of Your Case – If there’s clear evidence that someone else caused the motorcycle accident, your case may qualify for larger settlement funding amounts.
- Estimated Settlement Value – Also, our financial specialists will review how much your case is likely to settle for, based on similar claims.
- Insurance Coverage Available – In addition, the amount of insurance coverage that is available to you based on the at-fault party’s policy limits can affect how much compensation and legal funding you may receive.
- Your Attorney’s Involvement – We work closely with your lawyer to understand your case and confirm its progress. Hence, your lawyer must be available and willing to work with us to ensure a seamless funding process.
- Your Financial Needs – Though we do not approve you based on your financial status. However, we may consider how much you need to stay afloat while your case is pending to determine how much lawsuit cash advance you can get.
Contact Us Today for Fast and Affordable New York Motorcycle Accident Loans
Do you need an immediate cash advance to pay for medical treatments and rebuild your life after a negligent motorcycle accident while your lawsuit is pending? You can get our risk-free motorcycle accident lawsuit loans in New York. Contact us today at High Rise Financial to speak with our dedicated representatives and apply for a non-recourse lawsuit loan. We will review your case details and determine if you qualify. Our company proudly serves motorcycle accident victims throughout New York State.