The time between when a personal injury plaintiff applies for medical lien funding and when we notify you that we’ve scheduled your first appointment can be a few hours if you apply during normal business hours. That’s because we work with a large network of doctors, therapists, and healthcare providers who have agreed to treat personal injury victims on lien. If you apply on the weekend, the approval process could take an additional day.
When you apply, you tell us the kind of doctor you need to see and why. We then send you an email confirmation with a lien-based doctor near you and request your case information. We’ll set up your first appointment and email you the details.
After that, you can communicate with the doctor’s office directly for follow-up appointments, treatment recommendations, and copies of your medical reports. When you visit their office, you won’t have a copay, and you won’t receive a bill. We take care of the payments for you.
How to Qualify for Medical Lien Funding
At High Rise Financial, we understand that you may not have the money to pay for the doctor’s visits, surgery, and rehabilitation you need. The good news is that we can approve you for medical lien funding quickly. As long as you have an active personal injury case and you’re represented by a lawyer, you are qualified to apply.
If you’re approved, we pay all your upfront costs. You do not have to pay a copay or insurance deductible, and the medical providers will not send you a bill. If you are insured, medical lien funding bypasses your insurance company. If you are uninsured, this type of funding is your best bet for handling your medical needs.
Interested? Just fill out the application form to get started.
Approval of Medical Lien Funding for a Surgery Center or Hospital
Applying for and receiving approval for medical lien funding for a surgery center or hospital can take a little longer than applying for funding for a doctor. However, we should still be able to approve or deny your request within 48 hours.
We know that time is of the essence when it comes to providing you with the medical care you need. That’s why, when you submit your application, we assign a team member to work on your case right away. We will then confirm whether your requested hospital or surgery center is in our network.
Next, we will ask your lawyer to provide us with your medical records, as well as your personal injury case details. Once we review everything, we will notify you of whether we can provide medical lien funding to you or not.
If you are approved, you can go ahead and schedule your surgery. We can also help streamline your completion of the pre-operative screening process.
Types of Care that Medical Lien Funding Covers
Medical lien funding from High Rise Financial covers just about every aspect of your medical care, so long as it is directly related to your accident. This can include but is not limited to:
- Initial evaluation
- Diagnostic testing
- Blood work
- Preoperative testing
- Rehabilitation and therapy
- Chiropractic care
- Dental work
- Mental health care
- Prescription medications
- Durable medical equipment (DME)
If you have any questions about how the medical lien funding process works, and/or if you need a new approval for each treatment or procedure, please consult with your dedicated case manager. He or she can answer any questions you may have.
In addition, if you have trouble getting to and from your doctor’s appointments, we may also be able to provide you with pre-settlement legal funding to help pay for transportation. With medical lien funding, we control the funds and make payments directly to your healthcare providers on your behalf.
With legal funding, we provide you with funds that you control. We deposit them into your bank account after you are approved. The amount of funding you receive is tied directly to your eventual settlement and will take into account any medical lien funding you have received as well. You can use this money to pay for public transportation, hire an Uber, pay the rent, or for whatever else you need.
The Financial Terms of Your Medical Lien Funding
When you are approved for medical lien funding, part of the process will entail you and your lawyer both signing a financial agreement with High Rise Financial. This agreement details how we will disburse the funds to the medical provider. It will also detail how you pay us back.
The repayment terms are simple and identical to our pre-settlement legal funding terms. You will, through your lawyer, pay us back the full amount of medical lien funding plus our fee upon receiving your settlement.
When your case settles or if you win a court award, the other side will disburse the funds to your lawyer’s firm. They will then pay us the agreed-upon amount.
And just like with legal funding, if you lose your case, you don’t have to pay us back. That’s a risk we’re happy to take.
Apply for Medical Lien Funding Today
Getting approved for medical lien funding is a quick and easy process when you apply with High Rise Financial. Either you or your lawyer can fill out the application form to get started. Just let us know if you need to see a doctor and why, and if you need to schedule a surgery, and we’ll take it from there.
And of course, if you have any questions, please call us at (866) 407-6404. You can also use our online chat for fast answers.