Medical malpractice lawsuits can be some of the most expensive and time-consuming personal injury cases to litigate. That’s because doctors, hospitals, and their insurance companies have deep pockets and teams of lawyers all working to deny responsibility for your injuries or illness. They may even try to blame you for your undesired outcome. The sad truth is, these cases can go on for months, if not years.
During that time, you still need the medical care, surgery, and other treatments necessary to fix the first doctor’s mistake. You may need to see expensive specialists and fill prescriptions you can’t afford. Upon learning you have an active malpractice case, those providers may issue medical liens against you to recoup what they are owed. This is where medical lien funding can help by paying those liens out of your settlement so you don’t have to.
At High Rise Financial, we provide medical lien funding to personal injury plaintiffs who are suing for medical malpractice. We’re based in Los Angeles, California and have a network of doctors, surgeons, surgery centers, and hospitals who treat patients on lien.
We’ll Help You Find Another Medical Provider to Care for You
With our network of providers, we can help you get an appointment or schedule surgery with qualified practitioners who are not associated with the doctor or facility you are suing. And with medical lien funding, this means these healthcare providers will not send you a bill, and you won’t have to worry about hearing from bill collectors about outstanding payments either.
Surgeries and Medical Care Are Part of Economic Cost
In some states, the International Risk Management Institute’s (IRMI) Medical Injury Compensation Reform Act (MICRA) puts a limit on “non-economic” damages related to pain and suffering, physical impairment, and permanent disfigurement. It is therefore important to know that any medical care you receive is considered part of your economic damages. Economic damages, on the other hand, are unlimited.
This means if you settle your case or win in court, the costs of your medical care must be included in the damages you receive.
Types of Care that Medical Lien Funding Covers
Medical lien funding from High Rise Financial covers a wide variety of medical care. As long as it is related to your medical malpractice claim, we can fund you. Just know that with each new doctor or surgery, we would need supporting documentation to support your need for care.
Examples of the types of medical care that medical lien funding will cover include:
- Initial evaluations
- Pre-operative screening
- General surgery
- Removal of breast implants, medical devices, sponges, etc.
- Plastic surgery
- Orthopedic surgery
- Oral surgery
- Rehabilitation and therapy
- Mental health care
- Pain management
- Prescription medications
With medical lien funding, you get the medical care you deserved in the first place. All of our providers and network facilities are highly qualified and reputable. Your care will not be affected by the fact that you are being treated on a medical lien.
How You Qualify for Medical Lien Funding
As long as you have a personal injury claim (which, in your case, is a medical malpractice suit), and a lawyer representing you, you are qualified to apply for medical lien funding. Since the funding you receive is based on the strength of your claim and the care you need, we will not ask you for proof of employment, nor will we run a credit check.
With pre-settlement legal funding, we deposit your funds directly into your bank account. With medical lien funding, we control the funds and disburse them to the medical providers and facilities as required.
You Pay Us Back When You Win Your Case
Upon winning your medical malpractice case, the defendant’s lawyers will send the funds to your lawyer. They will then pay out the funds to all of the parties involved in your case. This includes:
- High Rise Financial
- Any other medical lien holders, such as your insurance company, Medicare, or Medicaid
- Your lawyer’s legal fees
- Other legal costs, such as expert witness fees
- Back taxes
Once all of these debts are taken care of, the rest of the funds from your settlement or court award go to you.
If, however, you lose your case, you are under no obligation to pay us back. We only get paid when you win.
Apply for Medical Lien Funding Today
You can apply for medical lien funding yourself, or you can authorize your lawyer to fill out the application on your behalf. Just supply us with your basic information, a summary of your case, and if you need a doctor or funding for a surgery center or hospital. Once we receive your application, someone from our office will reach out to you and your attorney to move the process forward.
If you have questions, please call our office at (866) 407-6404.