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If you suffered serious injuries or health issues because of the negligence of another, you have likely filed a personal injury claim to get help paying your medical bills and other expenses. You may even be suing for punitive damages if your case supports it. But a personal injury case can take months or even years to settle. If you can’t work because of your injuries, or can’t work the same job you had, money may be extremely tight.
If you’re like millions of other Americans, you’ve been living paycheck to paycheck with little savings. What you did have in savings may have already been used up. So you may be looking for options and are wondering what the minimum amount may be that you can receive as pre-settlement funding while you wait for your case to resolve.
If High Rise Financial approves your application, the minimum you can receive as pre-settlement funding is $500. But we have also disbursed as much as $250,000.
Fill out the form on the Apply Now page to get the process started.
How We Decide the Amount of Pre-Settlement Funding You Get
When you fill out the application you’ll give us some basic information, including your name, the state you live in, and your contact information. You’ll also supply us with your lawyer or law firm’s name and contact information. That’s all we need from you. Since pre-settlement funding is essentially an advance on your settlement, that means:
- NO credit check
- NO proof of employment
- NO supplying tax documents
We get the majority of the information we need from your lawyer. We need to know the details of your personal injury case, including:
- When your accident or injuries occurred
- The extent of your injuries, and if you will ever fully recover
- Your current and future medical bills
- Lost wages and loss of future wages
- Property damages
- If your state has a cap on compensatory damages
- If you are seeking punitive damages
- If you are part of a class-action suit
The more severe or catastrophic your injuries, the higher your settlement or jury award is likely to be. And if you are suing for punitive damages your award might be higher as well. Our underwriters review the specifics of your case, how strong it is, and the settlements and jury awards in cases similar to yours.
Our review can take as little as an hour. In most situations, we can give you approval within 24 hours. Once we have approved you, we will present you and your lawyer with an offer in writing. It will detail the amount we can offer in pre-settlement funding, as well as the amount of our one-time service fee.
If you and your lawyer agree to the terms, you sign the document. After that, we can generally transfer funds to your bank account within 24 hours..
You Can Apply for Pre-Settlement Funding More than Once
We try to be conservative in the amount of pre-settlement funding we provide you. The idea is to get you the funding you need to make ends meet. We work with your lawyer to help ensure there is money left from your eventual settlement or jury award after you pay us back and after you pay your legal fees. You will need that money to help keep you financially stable in the future.
With that said, sometimes your case drags on longer than anyone expected. If you find yourself in a dire financial situation again, you can apply for additional legal funding. We will reevaluate your case and consult with your lawyer to see if we can offer you additional cash.
How to Pay Us Back
High Rise Financial gets paid directly out of your settlement or jury award. When you win your case, the other side will send your lawyer a check for the full amount, or a portion of the amount if you reach a structured settlement. Your attorney writes our firm a check for the agreed-upon amount. They then deduct their legal fees and any other required amounts, such as back taxes.
The rest of the money is yours.
If You Lose Your Case
If you lose your case, High Rise Financial is just like your personal injury lawyer. We don’t get paid. We take that risk when we provide pre-settlement funding. So it really is a risk-free source of funding for you while you wait for your case to settle or go to trial.
Apply for Pre-Settlement Funding Today
If you have bills coming due and you’re not sure how you will pay them, you may want to apply for pre-settlement funding. We approve most clients who are involved in a personal injury case and have a lawyer representing them.
While the minimum amount you can receive as pre-settlement funding is $500, you may be eligible for more than that. We work with our clients to provide legal funding to pay for your living expenses and emergency expenses. When you can stop worrying about the bills, you can focus on working with your attorney to get the best settlement possible.
Simply fill out the form on the Apply Now page to get started. You can also call us at (866) 407-6404 if you need assistance.