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Legal funding is essentially an advance on your eventual settlement. Depending on the circumstances of your claim, High Rise Financial can provide you with anywhere from $500 to $250,000 upon approval. We reserve the higher amounts for cases with the most serious injuries, as well as those with wrongful death claims.
If you’ve filed a personal injury claim because you were seriously injured due to someone else’s negligence, we understand that money may be tight. You have medical bills to pay, and you may not be able to work because of your injuries. Well, help is here in the form of pre-settlement funding from High Rise Financial!
How Legal Funding Differs from a Lawsuit Loan or Cash Advance
Pre-settlement legal funding truly is a risk-free option for personal injury plaintiffs like you to get the money you need to pay the bills.
There are several differences in the application process and how you pay us back.
Application Process
Legal funding is not a typical loan. We base the amount of money you receive on your personal injury case and your predicted eventual settlement.
We do not consider your personal finances in our decision. This means:
- NO credit check
- NO proof of employment
- NO tax documents
- NO references
All we need from you is some basic information, such as your name and contact information and the name and contact information of your lawyer. We will also ask the state you live in because the laws differ from state to state.
We then contact your lawyer directly to get the information we need. We approve most applicants for funding, usually the same day. And if you agree to the amount we offer, we can usually transfer funds to your account within 24-48 hours.
If we determine we cannot provide you funding, it may be because we don’t believe you have a strong enough case to receive a settlement that would cover the funding we lend you. If this happens, you are welcome to apply again if your lawyer is able to strengthen your case.
Get started by completing the form on the Apply Now page.
For a free legal consultation, call (877) 735-0016
Factors We Consider in Determining Your Pre-Settlement Funding
If we have approved you for legal funding, we then send your case information to our underwriters. They then compare your case to similar claims in your state. They will also use an industry formula to calculate how much money you might receive for pain and suffering, in addition to your monetary damages.
Factors we consider include:
- The severity of your injuries
- Whether you are expected to fully recover
- Your current and future medical bills
- Lost income from work, both now and future
- Whether you are seeking punitive damages and, if so, whether your state has a cap on damages
Types of Personal Injury Claims We Fund
We provide legal funding to personal injury plaintiffs in cases of all kinds. If you were injured through the negligence of another and you’ve hired an attorney to represent you in your claim, then you are eligible to apply.
Typical scenarios involve people injured as a result of:
- Car accidents
- Truck accidents
- Motorcycle accidents
- Pedestrian accidents
- DUI accidents
- Slip and fall (premise liability)
- Workplace injury
- Nursing home negligence
- Police brutality
- Wrongful arrest
- Wrongful death
If you don’t see your particular type of personal injury case listed here, we may still be able to help you. As long as you have an active case and a lawyer representing you, you are eligible to apply for a pre-settlement advance.
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You Can Receive Additional Legal Funding
When we first approve you for legal funding, we make every attempt to provide you with enough to help you pay your living expenses until your case settles. However, personal injury claims can drag on for longer than expected. If you find yourself unable to pay the bills because your legal funding ran out, we can work with you.
Don’t hesitate to call your case manager. They will gather any additional information needed for our underwriters to determine how much additional cash we can advance you. We understand that circumstances change, and we aim to be flexible.
Complete a Free Case Evaluation form now
How You Pay Us Back
Unlike a typical loan, with pre-settlement funding, you do not make monthly payments. You pay us back in one lump sum when you win your case.
The amount you owe is the total amount of legal funding we lent you (whether one round or two) plus our flat-rate service fee. That fee is disclosed in the financial agreement you sign. The amount you owe will not increase from the original amount because we do not charge interest.
When you settle your case and receive a court award, the other side then transfers funds or sends a check to your lawyer’s firm. Your lawyer then pays us directly from those funds.
After that, your lawyer will deduct their legal fees and disburse any other required funds as required. That can include paying:
- Back taxes to the IRS, your state, or local government
- Any medical liens
- Child support
Once all mandatory payments are made, the rest of the money is yours. This can be either one lump sum or several payments over the years if you negotiated a structured settlement.
If You Lose Your Case
Since pre-settlement legal funding is not a lawsuit loan or a personal loan, the rules for repayment are different. The biggest difference: if you lose your case, you don’t have to pay us back—not a penny.
We spell this out in our financial agreement, and while some people have a hard time believing it, it’s true! We base your legal funding advance on the collateral of your eventual settlement. If there is no collateral, we don’t collect.
This is just one more reason to choose pre-settlement legal funding if you’re strapped for cash during your personal injury case. You don’t face any risks.
Apply for a Pre-Settlement Advance Today
If you’re having trouble making ends meet while you wait for your personal injury case to move forward, a pre-settlement advance in the form of legal funding can help. At High Rise financial, we help personal injury plaintiffs from all over the country.
To get started, just complete the form on the Apply Now page, and we will get in touch with you and your lawyer promptly. If you need assistance or have questions before applying, call our office at (866) 407-6404.
Call or text (877) 735-0016 or complete a Free Case Evaluation form