Waiting for your personal injury case to settle or go to trial can be emotionally frustrating and financially draining. In many cases, people who were severely injured have lost wages or cannot work at all. And if you’re one of the millions of Americans living paycheck to paycheck, you’re wondering how you’re going to pay the bills.
High Rise Financial is in the legal funding business. We serve personal injury plaintiffs from all over the U.S. Our only requirements for you to apply for a pre-settlement cash advance are that you are involved in a personal injury claim or lawsuit and that you are represented by a lawyer.
Interested? Get started by filling out the form on the Apply Now page.
The Application Process
The application process is quick, easy, and best of all, free. All you need to do is fill out the form on the Apply Now page. We ask for some basic information, such as your name and contact information, as well as the state you live in. We also ask for the name of the attorney or law firm representing you and their contact information.
Once we have this information, we reach out directly to your lawyer to get the details of your case, including:
- How your accident or injuries happened
- Who the opposing party is (whether it’s an insurance company, corporation, or individual)
- The extent of your injuries
- The chances that you will fully recover or need continuing care
- Lost wages/lost ability to work
- Current and future medical expenses
- Whether you are suing for pain and suffering
- Whether you are seeking punitive damages
Once we have that information, our underwriters determine if we can provide you with legal funding that will help you pay your living expenses and other urgent expenses.
Legal Funding Is Not a Standard Loan
Your cash advance is directly tied to your settlement or jury award, not how good your credit is. Because of this, we do not need:
- A credit check
- Proof of employment
- Tax records
Our application process is streamlined for you.
For a free legal consultation, call (877) 735-0016
The Approval Process
We approve most clients, sometimes in as little as an hour. As long as you have a legitimate personal injury case and the facts are on your side, we can likely provide a cash advance on your eventual settlement or jury award. If you are approved, we will put together an offer in writing, which you and your lawyer can review and then sign.
The agreement will spell out how much you will receive as a cash advance on the settlement and will also include our one-time flat fee. We do not charge monthly interest, which can balloon the cost of what you owe.
How Much Funding You Might Receive
How much legal funding we can provide you depends on the specifics of your case and the extent of your injuries. People who have suffered catastrophic injuries in a car accident or workplace injury, for example, might be eligible for up to $250,000. Less serious injuries might lead you to be eligible for anywhere from $500 to $100,000.
Our goal is to help you make ends meet so you can focus on working with your lawyer to negotiate the best settlement. By giving you breathing room, you are no longer tempted to take a lowball offer from the insurance company.
How You Pay Us Back
Pre-settlement legal funding, or a cash advance on your settlement, is also different from a standard loan in terms of how you pay us back. There are no monthly payments and no interest charges.
You Pay Us Back When You Win Your Case
When you get your settlement or jury award, the other side will send your lawyer a check for the compensation package. Your lawyer will pay us directly out of those funds. After that, your lawyer will deduct any legal fees and disburse funds to any other agreed-upon parties, such as your doctor.
Once that is taken care of, your lawyer will transfer the remaining funds to your bank account.
If You Lose Your Case
A cash advance from High Rise Financial really is risk-free. This is because, if you somehow lose your case, you don’t have to pay us back. We assume all the risk. This is why we typically only provide legal funding to plaintiffs who are more likely to win their cases.
Apply Today for a Cash Advance on Your Settlement
If a cash advance on your settlement sounds like a good solution to help you make ends meet, just fill out the form on our Apply Now page to get the process started. You and your lawyer should hear from us quickly to help us gather the information we need and explain the process to you.
If you’re approved, we can have the cash transferred to your account within 24 hours in most cases.