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Rear-end accidents are one of the most common types of car accidents. According to statistics, rear-end collisions make up about 30% of motor vehicle accidents in the United States every year. You’re driving along, traffic slows down, and suddenly someone crashes into the back of your car. In some cases, you may be the one who hits another vehicle from behind. Either way, these types of crashes often lead to one big question: who’s really at fault when a rear-end accident occurs?
Furthermore, most people assume the rear driver is always to blame. However, that’s not usually true in every case. Sometimes the front driver’s actions might have caused the traffic crash. Other times, road conditions or vehicle problems are involved. Understanding how fault is determined in a rear-end collision can help you protect your rights, especially if you’re injured and thinking about seeking damages. In addition, you may be entitled to file a car accident lawsuit and apply for pre-settlement loans while your case is pending.
What Is a Rear-End Accident and What Are the Common Causes?
A rear-end accident can be described as a traffic collision that happens when one vehicle crashes into the back of another. These collisions can be minor or serious, depending on speed, traffic, and the vehicles involved. Some of the most common causes of rear-end collisions include:
- Following too closely
- Distracted driving
- Sudden braking
- Slippery roads
- Speeding
- Mechanical failure
- Poor visibility
- Driver fatigue
- Aggressive driving
- Faulty brake lights
Rear-end crashes are often seen as straightforward, but the details matter, especially when it comes to proving fault.
Is the Rear Driver Always Liable in a Rear-End Crash?
Not always. While the rear driver is often blamed, there are situations where they may not be fully responsible. Drivers are expected to maintain a safe distance and stay alert, but if the front driver acts unpredictably or creates a dangerous situation, liability may shift. Therefore, insurance companies and investigators look at the full picture. If the rear driver was doing everything right and the front driver made a sudden move, fault may be shared or even placed entirely on the front driver.
When Might the Front Driver Be at Fault?
There are several situations where the front driver may be responsible for a rear-end collision. These include:
- Slamming on the brakes without reason
- Reversing into another vehicle
- Driving with broken or missing brake lights
- Pulling out into traffic without warning
- Stopping suddenly to make a turn, but not completing it
- Engaging in road rage or aggressive behavior
In these cases, the front driver’s actions may have caused the crash, even if they were hit from behind. That’s why it’s important to gather evidence and speak with an attorney before assuming fault.
How Is Fault Determined in a Rear-End Collision?
As mentioned earlier, fault is not always obvious in rear-end auto accidents. Determining fault often depends on the surrounding circumstances or events leading to the car crash. Hence, in order to determine fault, the attorney, insurer, or court will review and consider the following evidence:
- Police reports
- Witness statements
- Dashcam footage
- Vehicle damage
- Traffic camera recordings
- Road conditions
- Driver behavior
- Accident reconstruction
Insurance companies and attorneys use this information to figure out who caused the crash. In some states, fault can be shared between drivers. This is called comparative negligence. If both parties played a role, compensation may be adjusted based on each person’s level of fault.
Can You File a Personal Injury Claim If You Were Rear-Ended?
Yes, you can file a personal injury claim if you were rear-ended. If you were injured or suffered damages in a rear-end collision, you have the right to seek financial compensation, even if fault is being disputed. Your claim may cover:
- Medical bills, including the cost of future medical treatments
- Lost wages or income
- Pain and suffering
- Vehicle repairs
- Therapy or rehabilitation
However, you don’t have to wait for the insurance company to decide who’s at fault before getting help. An experienced attorney can guide you through the process and fight for the compensation you deserve.
Are Car Accident Loans Available in Rear-End Accident Cases?
If you were hurt in a rear-end crash and have a pending personal injury claim, you may qualify for a car accident lawsuit loan. These pre-settlement cash advances are non-recourse, and can help you cover expenses while your case is still in progress.
At High Rise Financial, we look at the strength of your case to determine your eligibility for lawsuit funding, and not your credit score or income. If your attorney believes you have a valid claim and is actively pursuing compensation, you may be eligible for pre-settlement funding. We work directly with your legal team to review your case and determine how much lawsuit cash advance we can offer.
Additionally, you can use the money to pay for outstanding debts, medical care, car repairs, rent, groceries, mortgage, or any other urgent needs. There are no monthly payments, and you only repay the loan if you win your case. There are no debt obligations to you, and you don’t have to repay the lawsuit loans with your personal finances if you aren’t successful in your car accident case.
Involved in a Rear-End Accident? Apply for Risk-Free Legal Funding with High Rise Financial Today!
Rear-end accidents can leave you with pain, bills, and uncertainty. Reach out to us at High Rise Financial to apply for non-recourse lawsuit loans. Our dedicated specialists will be happy to speak with you and assist with your legal funding application. We are proud to support plaintiffs and victims with ongoing rear-end car accident lawsuits. Call us at (866) 407-6404 to learn more about our personal injury loans.