If you were seriously injured in a car accident, chances are your vehicle suffered serious damage as well. You may be facing some serious repair bills in addition to high medical bills. The good news is that, yes, you can apply for and use pre-settlement funding to repair your vehicle or property. As long as you’ve hired a personal injury lawyer and you’ve filed for damages, you’re eligible to apply for pre-settlement legal funding. At High Rise Financial, we realize that personal injury cases can take months or even years to settle. If you’re out of work or have lost wages due to your injuries, money can be extremely tight. But we’re here to help! If this sounds like your situation, visit our Apply Now page to get started. Or call our office at (866) 407-6404 for answers to your questions or assistance with your application.
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No Cost, No Risk
Applying for pre-settlement funding is free, and there is no risk to you. That’s because the pre-settlement legal funding you can receive from High Rise Financial is different from a standard loan or cash advance, which means:
- NO credit check
- NO monthly payments
- NOcompound interest
- NO paying us back if you lose your case
How do we do this? It’s all in the way we structure our legal funding agreement. If you have an active personal injury case, we will review your case to determine what your potential settlement or jury award is likely to be. With the help of our underwriter, we will then draw up a financial agreement that we can present to you and your personal injury lawyer. You are under no obligation to accept it. But if you do, we may be able to deposit the funds into your account in as little as a day or two. When you receive your pre-settlement funding, you can use it to repair your vehicle or property, or even to pay other bills you may have. The money is yours to spend as you see fit.
To apply for free, call (877) 735-0016
How the Pre-Settlement Legal Funding Process Works
Pre-settlement legal funding is not your typical loan. You don’t have to provide us with a slew of financial documents to prove your debt-to-income ratio. You don’t have to give us your tax documents or proof of employment either. That’s because the legal funding you receive is based on neither your income nor creditworthiness. Your legal funding is tied to your eventual settlement. You are not charged interest or required to make monthly payments. You simply pay us back in a lump sum when your case is resolved in an amount equal to the legal funding you received, plus a one-time fee. This is all spelled out in our legal agreement. When your case settles or you win a jury award, your personal injury lawyer will receive a check from the other party. They then pay us back from that amount and deduct their legal fees. The remainder of the money is deposited into your bank account. The best part? If you lose your case, you don’t have to pay us back. Yes, you read that right. Since pre-settlement legal funding is a type of non-recourse loan, we don’t go after you in court for the funds. No matter what happens, if you lose your case you don’t owe us a penny. You don’t have to worry about selling your home or other assets to be able to repay us. And you never have to worry about us garnishing your wages.
We Assume All the Risk
We’ve been in the pre-settlement legal funding business long enough that we know the risk. If we don’t think you have a winnable case, we don’t make a financial agreement with you. At the same time, you should know that if you have a personal injury lawyer who is working with you, chances are good that you have a strong case. But in the event you lose your case, we simply take our losses and move on. It’s as easy as that!
Applying for Pre-Settlement Legal Funding Is Easy
If you’re strapped for cash while waiting for your personal injury case to resolve, pre-settlement legal funding can help. To start your application, fill out the Apply Now form. If you have questions or need help getting started, call us at (866) 407-6404. High Rise Financial will process your application promptly once we have all your information and have consulted with your attorney. The application process can take a couple of days. Once you’re approved, we can usually have the funds in your account within 24-48 hours. Once it’s in your account, you can use the money to pay for repairs, medical bills, your mortgage—whatever you need! And remember, if you don’t win your case, you don’t have to pay us back.